What Do I Do When My Unemployment Benefits Run Out?
Answering the "what do I do when my unemployment benefits run out?" question has become quite popular ever since the pandemic has started — and for good reason.
Luckily, you've come to the right place to find the answer, as in this post, we’ll consider possible solutions to a problem of being short on cash while unemployed.
What Do I Do When My Unemployment Benefits Run Out?
There are plenty of things to suggest in response to the ever-important "what do I do when my unemployment benefits run out?" question. But we'll look at the 5 most effective things to do here.
1. Use the CARES Act
Otherwise known as the Coronavirus Aid, Relieve, and Economic Security Act, the CARES Act was signed into effect in March 2020 to help those suffering from the effects of the COVID-19 pandemic.
However, it did the most for unemployed people.
You receive an extra 24 weeks of unemployment benefits under this scheme. So, if you are wondering "what do I do when my unemployment benefits run out?" it's worthwhile checking this Act to ensure they really have run out!
2. Extended Benefits
You might qualify for the Extended Benefits program once your unemployment benefits run out. It's funded by the federal government, and you should be transferred to this scheme automatically following the loss of your regular unemployment benefits.
With EB (i.e., Extended Benefits), you'll receive a weekly benefit equal to the amount you usually qualify for. This lasts up to 13 weeks. If you have questions about it, you should contact the government.
3. See If You Qualify for Food and Cash Assistance
If your benefits have run incredibly dry, you might be eligible to receive food or cash assistance. The eligibility criteria is different, however, so be sure to check both options.
Food Assistance
This used to be known as "food stamps", but this term is no longer used. Instead, it's called the Supplemental Nutrition Assistance Program, or SNAP. This program could provide you with help for purchasing food.
Cash Assistance
Cash assistance programs are offered at both the federal and state level. You'll have to check with your local government agency to figure out which schemes you can qualify for.
If you're unsure, just give them a call!
4. Find Easy Ways to Make Extra Money
In situations where you don't qualify for other government schemes, you could try some non-traditional ways to make a bit of cash. Some are easier than others but there is bound to be something that speaks to you on our list.
Watch Movie Previews
You can earn money in a variety of ways with InboxDollars. You get $5 just for signing up, so that's a start! Beyond that, you can take online surveys, watch movie previews, and even simply surf the net to earn yourself a quick buck or two.
Exercise
With HealthyWage, you can win money if you lose weight. However, you must be prepared to bet on yourself.
When you sign up, you'll need to answer a few questions about your age, weight, and goals. Then, you start the bid.
As you become healthier and fitter, you'll earn money. People have been known to win up to $10,000 with this program. If you're willing to put in the exercise, this is a win-win situation.
Be an Amazon Flex Delivery Drive
Millions of people shop on Amazon — and you can be one of the people delivering the packages. You'll receive between $18 and $25 an hour. Plus, the app allows you to set your own work schedule so you can work as much or as little as you need to.
Review Apps and Websites
You can be paid to review websites! Sign up to a site called UserTesting to get started. Each review will take you approximately 20 minutes, and you'll receive $10 for your time.
Recycle Your Phone
This is perhaps the easiest way to earn money when your benefits run out. Not to mention that it saves the environment too.
If you have any old devices and phones lying around, recycle them. There are plenty of companies who'll pay you rather nicely for something you haven't used in years!
5. Try a Car Title Pawn
Last but not least, you can get a car title pawn from us at Georgia Auto Pawn, Inc. when your benefits run dry.
The financial aid gives you a lump sum of cash depending on the value of your vehicle. It's quick and easy to get a car title pawn with us. Here’s what you need to do:
- Fill in the form on the website.
- Provide your driver's license, lien-free title, and your vehicle for inspection.
- Become qualified.
- Receive your money on the same day!
Obtain a Car Title Pawn Right Away
You'll never have to search "what do I do when my unemployment benefits run out?" again! Just keep referring back to this handy list or give us a call so we can get you the cash you need in as little as 30 minutes with our Georgia car title pawn.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.