Christmas tree and gifts to pay off urgent expense

How To Quickly Pay Off Urgent Expenses Before Christmas

Christmas and the holidays are the worst times to deal with urgent expenses. There are already plenty of things that you have to consider, and now this…

Don’t worry; Don't let urgent expenses dampen your holiday spirit we've got you covered! Keep reading to discover a few tips including reprioritizing, selling unused items, seeking support from friends and familt, exploriing holiday-specific side hustles, and considering a title pawn from Georgia Auto Pawn, Inc. 

5 Ways To Deal With Urgent Expenses Before The Holidays

1.) Skip A Planned Expense

You might have been saving for a few months to fund a large purchase, like a vacation. The financial emergency you’re dealing with might be much more critical than those plans, so you shouldn’t feel bad if you decide to change your priorities.

As soon as you take care of the urgent expense, you can get back to saving for your trip and even slightly adjust your budget to reach the goal faster.

If you have been setting up a Christmas reserve fund, it might be time to dive into it. You can have a good time, even if your budget for the holiday season is slightly lower. Get thrifty with stocking stuffers, say ‘no’ to random gift exchanges, and DIY some gifts.

Title pawn cash under the tree with text How to quickly pay off urgent expenses before Christmas

2.) Sell Unused Items

The chances are high that at least a few items are lying around your house that you haven’t used for over a year. Now is the time when these things can finally come in handy.

Here are a few examples of the items that typically sell very fast:

  • Jewelry and watches
  • Video game consoles
  • Old phones and accessories
  • Wallets, purses, and backpacks
  • Yard equipment
  • Designer Clothing
  • Baby gear
  • Musical instruments

You can take your item to a pawn shop or a consignment store. But if you can wait an extra day or two, you might make more if you try selling the items through a social media trade group.

3.) Ask Your Friends And Family For Help

There might be people in your friends’ circle who would be happy to help you for free. Or they might agree to offer you an interest-free loan you can pay off whenever you get back on your feet.

Though it’s never nice to be in debt to family members or friends, sometimes, it might be the most convenient option.

To ensure you don’t damage your relationship, set up clear repayment terms and consider creating a loan contract.

4.) Make More Money

You might already know you can make quick cash by driving for Lyft, Uber Eats, or pet sitting. But there are also a few side hustles that are ‘exclusive’ to the holiday season and that you can take advantage of:

  • Sell crafts (ornaments, wreaths, Christmas cards, etc.)
  • Become an Instacart shopper and purchase groceries for customers
  • Help people put up Christmas lights or wrap gifts (use such side hustle websites as TaskRabbit to find clients)
  • Rent out equipment (like holiday décor, snow removal tools, and so on)

Man with Christmas title pawn cash

5.) Take Out A Title Pawn

A title pawn is an easy way to get through a rough time. If you get approved, you will receive a decent amount of money in the shortest timeframe and finally be able to handle your emergency.

How To Get Qualified For A Title Pawn

If you choose to work with us, you won’t have to spend days gathering the required documents and waiting for the loan decision. We at Georgia Auto Pawn, Inc. have made sure that the whole process, from start to finish, is as simple as possible.

  1. Fill out an online contact form.
  2. Pick up the phone when our friendly representative gives you a call.
  3. Meet with the verification agent (you can come to one of our stores or choose your location).
  4. Bring your car, ID, and lien-free title to the in-person meeting and allow the expert to inspect your vehicle and verify your documents (the process may take just half an hour).
  5. Find out if you qualify and for how much. If you get approved, determine how to receive your money the same or the following bank day.

Take Care Of Your Emergency Bills Today!

With Georgia Auto Pawn, Inc., you’ll manage to deal with all your urgent expenses before Christmas and get back to thoroughly enjoying the holiday season. By the way, you can receive up to $15,000. And if you get approved, you’ll get your hands on the money the next bank day or, in some cases, even the same day.

Can’t wait to get started? Then submit an inquiry right now, and our helpful representative will soon contact you!


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.


Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.