woman going through title pawning

Tell Me More About Title Pawning! What Is It Exactly?

Title pawning lessens the financial stress brought on by emergencies such as last-minute travel, home and car repairs you can no longer ignore, or expensive visits to an emergency room in a hospital. Best of all, they can be easier to get than you may think, and that’s what we’re going to talk about in this post.

Here Is Our Quick Guide To Title Pawning

What Is Title Pawning?

With title pawning, your vehicle’s title is used as collateral in exchange for a loan. You get the cash you qualify for and still get to keep your car for the entire title pawning period. Title pawning can provide significant financial assistance based on the value and condition of your vehicle. At Georgia Auto Pawn, Inc. you may qualify for a title pawn of up to $15,000 in as little as 30 minutes.

Who Qualifies For Title Pawning

It’s likely you qualify if you own your car outright and can prove it by providing a lien-free title. At Georgia Auto Pawn, Inc., our goal is to help as many people as possible qualify for title pawns to address financial emergencies. That commitment has led to significantly streamlining the title pawning process, making it go faster and easier than ever before.

In addition to being at least 18 years old, here is all you need:

  • A driver’s license or another form of identification issued by the state of Georgia
  • The lien-free title to your vehicle. Also known as a clear title, a lien-free title means that there are no outstanding pawns or judgments against your car. It must be paid off and you must no longer be making payments on it.
  • Your vehicle for an inspection. Our quick inspection helps us determine the amount of cash you qualify for.

Is Bad Credit A Problem?

Many financial providers, such as banks or credit unions, instantly disqualify people who are deemed to have bad credit. We think differently. At Georgia Auto Pawn, Inc., we encourage those with a range of incomes and credit histories, even bad credit, to pursue a title pawn. We also do not report title pawning to credit agencies.

In addition, you do not need to be employed to qualify for a title pawn; you won’t need to show us a recent paystub. You also do not need to have a checking account to qualify, unlike other types of pawns.

concerned about bad credit for title pawning

How Time-Consuming Is The Title Pawning Process?

That’s also what sets us apart from other financial providers. We make the title pawning process as easy as possible for those wanting to address a financial emergency and move on with living their lives.

That’s why we offer the option of starting things off just by going online. To begin the process, you can fill out the quick title pawning form on our website. You just need to provide your name, email address, phone number, and zip code. We also need your vehicle’s year, make, and model. All personal information is always kept confidential at Georgia Auto Pawn, Inc.

Soon after you submit the form, a loan representative will give you a call. They will discuss the particulars of title pawning, make sure you understand the required items, and answer any of your questions.

With our online title pawning, the next step is your choice. You can either bring the required materials to a Georgia Auto Pawn, Inc. location near you or you can get an online title pawn. Just set up a time and place of your choice for one of our loan representatives to meet you. That’s right, we can come to you.

Either way, the rest of the process is very straightforward. Your vehicle will be inspected, your materials will be reviewed, and we’ll determine how much of a title pawn you qualify for. After completing some basic paperwork, you can get your cash the same day or the very next business day.

representative told the customer about title pawning

Get Started Today!

Title pawning can help to quickly ease a financial strain that is weighing on your mind. All you have to do is go online, give us a call, or visit us at one of our many Georgia locations to start the process today. At Georgia Auto Pawn, Inc. we’re always here to help.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.