The 3 Things You Absolutely Need For A Title Pawn In Stockbridge, Georgia
A title pawn in Stockbridge, Georgia is valuable for emergency situations, among other potential resources. If you’ve perused through our site and are interested in what Georgia Auto Pawn, Inc. has to offer, here are the 3 essentials you need to get started today.
We require proof of your identification, usually via a driver’s license, although we offer alternative ways to prove your identity. You’ll also need to provide your lien-free title and your vehicle for inspection.
It really is as simple as that; just provide these basics and you’ve got everything you need to take out one of our pawns with confidence, pending approval, of course. We’ll dive into each of these three requirements to clear up any confusion in this article.
The 3 Required Items For A Stockbridge, GA Title Pawn
1. Proof Of Identity
Much like other businesses that deal with financial data, lenders need to verify your identity before they will approve you for a pawn. The majority of our clients use their driver’s licenses to provide ID, which makes sense.
If you’re using a car for collateral, the odds are you have a license to drive said car. Still, if you don’t have a driver’s license or don’t have access to it temporarily, then you can use any of the items in this list as an alternative:
- Your military ID
- Your student ID
- Your non-driver’s license
- Your international passport
Bring any of these, and you’ll be good to go proving your identity and fulfilling this important requirement.
2. Your Lien-Free Title
Having a lien-free title is essential to take out a title pawn. There’s no ands, ifs, or buts about it—if you have a lien on your car, we won’t be able to work with you to get a title pawn in Stockbridge, Georgia. Liens essentially indicate that your vehicle belongs to someone else until you pay them what you owe.
Liens are used by a dealership, for example, when you purchase a new car. The dealership (or bank financing the purchase) places a lien against the car to secure your interest in paying the monthly price agreed upon.
A similar system is used for lending. Liens protect the interests of the lender and incentivize the borrower to stick to the pawn agreement. It’s a cynical must for secured pawns since the car does most of the talking when it comes to the promise of repayment.
A lien already on a vehicle implies that the would-be borrower has no incentive to repay the pawn, as the vehicle is already technically owned by another entity that could reclaim it.
The reasoning behind this system may be a little convoluted, but the bottom line is that you need to remove liens before applying to get one of our pawns.
To do so, check your paper or electronic title for lienholders; if applicable, pay off your lienholder and have them remove the title. With a paper title, you may need to take the additional step of seeking a lien release form and submitting it, alongside an application for a duplicate title, to your DMV.
No liens? Perfect! You’re all set to take out a title pawn in Stockbridge Georgia.
3. Your Car Itself
The value of your title pawn in Stockbridge, Georgia is determined entirely by the value of your car. More expensive cars net a higher borrow amount, while cheaper cars will not. That’s not just regarding the make and model—vehicles that are better kept will give you more on your title pawn, so keep that in mind.
We check the year, make, model, and overall condition of your vehicle, weighed into a trusted pricing scale to offer you a pawn anywhere from a few hundred bucks to $15,000.
Applying For Your Pawn
Interested in a title pawn in Stockbridge, Georgia? Here’s our quick process to apply:
- Fill out the online form to send your inquiry to the nearest location. You can also contact us directly.
- Answer your phone when a representative rings back and confirm your info. They’ll set up a meeting at a location you choose, or you can head directly to the store.
- Go to the meeting with your required items and wait for the associate to conduct a quick, 5-minute inspection.
- Once done, walk through the closing approval process and, if approved, receive your money and leave with your vehicle that day or the next.
Get Started Today!
Georgia Auto Pawn, Inc. offers a title pawn in Stockbridge, Georgia that may be right for you. If you’re struggling to tread water in a difficult financial situation, then one of our pawns might be just what you need to tide you over for the time being. If you’re ready to get started, call our storefront or fill out our online form today!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.