woman got a title loan in Columbus GA

How Easy Is It To Get Title Loans In Columbus, GA?

Title pawns, known as title loans, are among the most accessible loan types. If you choose your vendor correctly, you could get the cash you need on the same day you apply for it.

But what does it take to get approved, how long does the process last on average, and are you even eligible? Let's discuss how you can receive funds in less than a day, what the minimum requirements are, how bad credit is welcome, that there are no income requirements, and how you can keep your vehicle with a title pawn.

Let’s break it down below.

All You Should Know About Getting Title Loans In Columbus, GA

1. You Can Get Title Loans In Columbus, GA, In Less Than A Day

Typically, the application process for a title pawn takes less than a day.

You will need only a few minutes to submit an online form to start the process and a few more to talk about the details with the loan representative when they get in touch with you.

After that, you will have to pay a short in-person visit to the store so that an associate of hours can inspect your car and determine the maximum amount you qualify for. This process typically takes 30 to 60 minutes, excluding the time spent commuting to and back from the store.

2. Title Loans In Columbus, GA, Have Minimal Requirements

To be eligible for title loans in Columbus, GA, you must be over 18 years old and own your car outright (this means the title must be in your name and without any outstanding judgments or loans against it).

Besides that, each lender has unique qualifying requirements, which you’ll need to learn about before starting your application.

Columbus, GA downtown

Here’s what you’ll need to provide to apply for title loans in Columbus, GA:

  • A driver’s license or state-issued photo ID to verify your age;
  • Your vehicle for inspection;
  • Your vehicle’s lien-free title in your name to act as collateral.

3. You Have Chances To Be Approved Even If Your Credit Is Bad

Georgia Auto Pawns, Inc. is open to all potential borrowers, regardless of their credit.

While there may be a soft credit check if you’re applying for a more significant loan amount, the results will likely have little influence if your required items satisfy the company’s standards. You’ll likely get approved if they do, even if you have bad or no credit.

4. Your Income Doesn’t Matter

As title loans are secured by collateral you provide (the car title), the qualifying requirements tend to be flexible and accommodating since the lender’s risks are reduced from the get-go.

This means you have a good chance of getting approved for title loans in Columbus, GA, even if you have an unstable income, are unemployed, or are only starting a new job and cannot provide proof of income. The chances are you won’t be asked to provide proof of income in the first place.

5. You Get To Keep Your Vehicle

Georgia Auto Pawns, Inc., you’re putting up the car title as collateral, not the car itself. This means the title stays with the lender while you repay the loan, and the vehicle stays with you if you pay according to the schedule.

happy with title pawn cash

How To Find Title Pawns In Columbus, GA

Located at 5383 Veterans Parkway, our Columbus branch is directly across the street from Evangel Temple and west of Regions Bank. Additionally, if you see Northside Animal Hospital and Soulbound Tattoo shop, we're right next door! 

Now that you know how to find our Columbus title pawn store, let's discuss how you can begin the title pawn process right from your home:

  1. Please contact our Columbus, GA, branch by submitting an inquiry form on the website or calling 706-324-7999.
  2. The loan representative you’ll speak with over the phone will explain the process and set up an appointment with an associate for you.
  3. You’ll need to drive your car (along with the ID and lien-free car title) to the meeting so the associate can inspect everything and determine if you qualify.
  4. If they decide you do, they’ll explain the process again, answer your questions, and help you with the final procedural steps.
  5. The entire application and approval process typically takes less than an hour. If approved, you can get

Get Your Title Pawn In Columbus, GA Today!

As you can see, title pawning is fast and easy with Georgia Auto Pawn, Inc. If you live in Columbus, GA, you can stop by our Columbus location any time to get up to $15,000 same-day cash if you qualify. If you still need to, please submit an online inquiry form on our website to start the process from your home.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.