You may struggle to complete your daily commute to work and school if your car has a tire issue. Whether you have a flat tire or need a brand-new set, you won’t be able to drive your car safely without addressing the issue. However, it can cost hundreds or even thousands of dollars to replace your tires, which most people don’t have lying around.

In this guide from Georgia Auto Pawn, Inc., we will explain how to afford tire payment plans in Atlanta by reviewing five methods for covering the cost. One of those methods is getting an auto pawn for emergency car repairs; we’ll review the requirements and approval process for getting a title pawn in Georgia.

How Much Does It Cost To Get New Tires?

Tires degrade over time due to the wear and tear of asphalt. The more you drive your car, the more likely it is for them to break down and need replacing. Most auto technicians recommend replacing your tires after driving 50,000-60,000 miles to avoid them breaking down on the road.

The cost of replacing your tires depends on a few factors:

• How many tires do you need to replace?
• What is the size of your vehicle?
• Do you seek all-season, all-terrain, or performance tires?
• Are you looking for brand-name tires?

You’ll have to pay for your old tires to be removed, new tires to be installed, alignment service, tire pressure monitoring, etc. Generally speaking, it will cost between $150 and $300 per tire, with the highest-quality all-terrain tires possibly costing more.

5 Ways To Afford Replacing Your Tires

When replacing a full set of tires, you’re looking at possibly paying thousands of dollars. This is not an emergency expense that can wait. Driving on the road with worn-down tires can put you and others at risk of an accident. Don’t run the risk of your tires wearing down mid-commute; get on tire payment plans in Atlanta to afford the cost of replacing your tires.

Here are five ways to afford replacing your tires:

1. Use Your Emergency Fund

An emergency fund is a nest egg of cash saved for a rainy day when you face unexpected expenses you cannot afford. Normally, financial experts suggest saving up to 3-6 months’ worth of expenses, which should be more than enough to handle the cost of replacing your tires.

Borrow from your emergency fund to pay to have your tires replaced. This can help you avoid getting into a car accident because of broken-down tires. After using this money, we suggest saving up again to get your emergency fund back to whole in case you face a more serious financial emergency in the future.

However, not everyone has the money to save in an emergency fund. If you do not have a rainy day fund, you could look to friends and family to help cover the cost of tire replacement.

2. Borrow Money From Friends And Family

Your friends and family are always there when you need help. If they have some extra cash, they may be willing to help you pay the cost of your tire replacement. Just stress the importance of replacing the tires for you to get to work safely, and they could help. While they may not pay the full cost, they could get you enough money to afford the rest on your own.

Just remember that you have to pay them back, unless they explicitly state this is a gift. Failing to repay a family member or friend when they showed you great generosity can negatively affect the relationship and possibly ruin it. Only borrow from friends and family if you feel you can repay them in a timely manner.

If you don’t want to risk ruining an important relationship, you could opt for a tire replacement plan.

3. Use Tire Payment Plans In Atlanta

Research mechanics in your area to see which one you want to go to for your tire replacement. When on the phone or at an in-person visit, ask them if they use payment plans for tire replacement. Many local mechanics use buy now, pay later plans through Affirm, Klarna, and other apps.

This way, you can make a smaller monthly payment for up to 24 months, allowing you to get your tires replaced today without paying the full cost. Tire payment plans in Atlanta will likely only take 3-6 months for you to pay off. If you prefer to pay the full cost up front, you can try to work side hustles to make extra cash.

4. Begin Working Side Hustles To Make Extra Cash

If replacing your tires isn’t urgent yet, you can opt to work side hustles to save money for a future tire replacement. We don’t suggest this if your tires are already worn down, but it could work if you are about to reach the 50,000-60,000 miles threshold we mentioned earlier.

Freelance jobs allow you to make quick cash by using your skills to complete tasks for money. You can freelance remotely on websites like Upwork or Fiverr or get in-person side hustles to make quick cash for clients.

The following are some side hustles to help you make extra cash to replace your tires:

• Writing and editing
• Social media management
• Graphic design
• Data entry
• Driving for Uber or Lyft
• Delivering food through Uber Eats, DoorDash, or Instacart
• Local construction jobs

Those who want to pay the full cost upfront but don’t have time to wait will need to opt for a loan. A title pawn in Georgia can help you get the cash you need within 24 hours based on your car’s value.

5. Borrow An Auto Pawn For Emergency Car Repairs

A title pawn is a secured cash loan that lets you pawn your vehicle title to borrow up to $15,000. Getting approved is contingent on you owning your vehicle title outright. You must have fully paid off your vehicle before being approved, as you need a lien-free vehicle title to be approved. We will place a lien on your vehicle title, which we can only do if it’s clear.

How much you can borrow depends on your vehicle’s value. The more it's worth, the more you can borrow. You will need three required items to get approved: a driver’s license, a lien-free vehicle title in your name, and a vehicle for an inspection. If you have these, you should be able to qualify on the same day you apply.

Here is the approval process for an auto pawn for emergency car repairs:

• Fill out our online request form with your basic details
• Wait for us to call you to discuss the title pawning process
• Bring your required items to the nearest Georgia store location
• Have your requirements verified and your vehicle inspected for its value
• If approved, sign the loan agreement to finish the process
• Receive your title pawn cash later that day or by the next business day

Get A Title Pawn For Tire Replacement – Borrow Up To $15,000 Today!

Do you need emergency cash to afford tire replacement? Keep your car on the road with the financial help of Georgia Auto Pawn, Inc. Our fast-approval title pawns will allow you to swiftly pay for replacing your tires, so you can continue your daily commute. Get approved today by filling out our online title loan form and visiting us in person to get approved in 30 minutes!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.