5 Surprising Things to Learn About Money
December 22, 2020 | Peyton Sawyer
Despite the fact that money is one of the most important aspects of our lives, we are not taught a lot about it; at least not in our schools. All that we do know about money and how to manage it, is from what we learn at home. But that in itself can either be lacking or completely non-existent. Most of us step into the adult world without much knowledge about money and try to learn along the way. If you are like most people, then here are 5 surprising things to learn about money.
Value of Time
All of us know about the value of money (at least the gist of it), but very few actually understand the value of time. So, we end up overvaluing our money and undervaluing our time. Remember; always be cognizant of the time you invest because you can get back the money lost but not the time. Know the true value of your time and treat it like the rare commodity it is.
Be Aware of How You Spend Your Money
This does not mean that you should count every penny that you spend, but rather you should have a general idea about how and where you spend. This will not only help you budget, but also keep you in check and bring more discipline to your spending habits. There are a number of budgeting apps you can download to keep a track of your expenses.
Once you start tracking your expenses, you will realize that all the little expenditures, such as eating out or grabbing a coffee before work really add up.
Let Your Money Earn
Another thing to learn about money is that you should not let it sit idle, but rather let it earn for you. First, put your emergency savings into a savings account, preferably one that is tax-free. This amount will earn interest that will keep on compounding, which can go a long way in the long run. Second, any excess cash should be invested in more profitable avenues. Early in life is when you can take more risk investing in stocks. Later on, you should invest in less riskier bonds or other securities.
Invest in Yourself
You are the most important asset in your life and investing in yourself will bring in more money in the long run. If you have been thinking about doing a professional course or getting a master’s degree, then go ahead and do it.
The last thing that you should know is to not forget to have fun. After all what’s the point of having money if you do not have any fun. This will also keep you fresh and more motivated; remember “all fun and no play makes Jack a dull boy”.
Get An Auto Pawn
Another thing you should know about money is where to turn for it when you are in a bind. Cash emergencies like unexpected medical bills or house and car repairs can really put you in financial distress. In such a situation, if you have a car, getting an auto pawn can be a very good option for you.
Use Georgia Auto Pawns
Using Georgia Auto Pawns can help to lessen the burden of any financial crisis.
Benefits of Auto Pawns
Easy and Quick
The biggest advantage of auto pawns is that they are easy to obtain and ensure almost immediate cash payment. With Georgia Auto Pawns, you can get up to $15,000. All you have to do is fill out an online application form to get started. The whole process will take less than 30 minutes. Once your loan has been approved, the cash will be transferred to your account almost instantaneously.
No Credit Checks
Another advantage of an auto pawn is that there are hardly any credit checks. Your car is usually good enough insurance so bad or nonexistent credit history is accepted as well.
There are multiple payback and installment options that you can choose from.
You Can Keep on Using Your Car
If you get an auto pawn your car won’t be requisitioned and you will be free to keep on using it as long as you make the payments.
Requirements for Georgia Auto Pawns
In Georgia, you must be at least 18 years of age with a valid state issued ID or a driver’s license to qualify for an auto pawn. The car’s title should be in your name, if it is not then you can go to the DMV to get it transferred into your name. Furthermore, your car must be lien-free, meaning there must not be any outstanding loans or judgments against it.
How to Acquire an Online Title Pawn
To acquire a title pawn, you can either go the old-fashioned way by visiting a store or you can just do it over the internet.
- If you live in Georgia then visit GeorgiaAutoPawnInc.com
- Go to their website and fill out the online application
- You will get a call from their representative to set up a meeting at a title pawn location of your choosing
- Otherwise, you can visit one of their many stores
- Their representative will check your car along with the car’s title and your state ID
- The representative will establish the loan amount you are eligible for and complete your application
- Once everything is in order, the amount will be transferred to your bank account the same day (or next business day in some cases)