cardboard cutout with cart of money from simple title pawns

The Speed And Simplicity Of Simple Title Pawns

Simple title pawns are a fast way to get urgent cash when facing a financial emergency. If you own your car outright, you can borrow money based on the value of your vehicle's title. After going through the title pawn process, you'll receive the cash within 24-48 hours, helping you to fund your emergency fast.

If you're facing time-sensitive expenses and need fast emergency cash, a title pawn from Georgia Auto Pawn, Inc. is a convenient option. Please keep reading to find out the inner workings of title pawns so you can understand how quick and easy they are.

How Quickly Can You Get Simple Title Pawns?

Title pawns are one of the quickest ways to access cash when needed. Completing the initial online inquiry form takes five minutes, while the in-person process can be completed in as little as half an hour. 

From there, you'll prepare your required items and meet with our loan representative for a vehicle inspection. If approved, you will receive your money the same day or the following day. You'll be hard-pressed to access up to $15,000 that quickly anywhere else!

man with cash near a car from simple title pawns

What Makes Title Pawn In Georgia So Fast And Simple?

As you'll discover in the following sections, getting a Georgia title pawn is straightforward and speedy. Let's break down a few reasons why.

  • Simple Requirements- All you need to pursue a title pawn in Georgia is a state ID, a lien-free vehicle title, and the vehicle itself. 
  • Easy Access—Borrowers with poor credit are eligible for title pawns since their lien-free car title serves as collateral for the loan. Additionally, your income does not play a significant role since your lien-free title and vehicle are essential to gaining eligibility. 
  • Fast Payout- You could receive up to $15,000 in emergency money the same day you apply or the following business day--at the latest. 

When an emergency hits, you'll need access to quick money to address your urgent needs. Thankfully, Georgia Auto Pawn, Inc. offers simple requirements, easy access, and a fast payout to confidently help you face a financial crisis.

The 3 Things You Need To Get Title Pawns

Ultimately, the speed comes down to the simple requirements and process. With that in mind, here are the three things you need to qualify (a good credit score isn't one of them!):

1. Identification

Most people use their driver's licenses as their identification since it's the most to-hand document they can find. However, you don't have to use a driver's license. Instead, you can choose your passport, student ID card, military service member's ID card, or any other government-issued document that displays your date of birth, full legal name, and a portrait photograph. 

Please remember that you must be at least 18 years old to qualify for a title pawn in Georgia. 

2. Lien-Free Vehicle Title

While other types of titles exist, we can only accept lien-free versions. Why? Because we place a lien on your title to secure the pawn, and we can't do that if there is already one in place. So, please ensure you have a lien-free title before requesting a title pawn. 

In addition, the name on your vehicle's title should match the name on your identification document. If you aren't the vehicle's registered owner, you must head to your local DMV office to request a transfer. You can begin the title pawn process once the transfer is complete.

3. Vehicle

We only accept cars, trucks, or vans. We do not accept vehicles like motorcycles, boats, RVs, tractors, ATVs, or trailers. The vehicle you choose to use should be the one that corresponds to your lien-free vehicle title. 

We use your vehicle to establish how much money you can borrow from us at Georgia Auto Pawn Inc. The more it's worth, the more you can borrow. Here are a few of the factors that dictate how much you can borrow:

  • Age — The older the car, the less it's worth unless you have a vintage/classic model.
  • Mileage — The more miles, the less it's worth.
  • Make and model — If you own a luxury car, you'll likely qualify for the higher pawn amount. 

palms holding drawings of cash and cars from simple title loans

The Easy 7-Step Title Pawn Process

You know simple title pawns are quick, and you only need three things to get them, but we've kept you in the dark about the process until now. So, take a look at the easy steps you need to follow to get a pawn from us:

  1. Contact your local Georgia Auto Pawn Inc. by phone or online. The latter method is more straightforward. Please complete our inquiry form. It automatically sends your information to the location of your choice, ensuring you get a fast callback from one of our representatives. If you choose the phone option, please call during standard office hours.
  2. We will call you to confirm the information you gave on the form, discuss the requirements, and ensure you understand the process. Feel free to ask us any questions; we want you to be fully informed before moving on to the next steps. We will also set up a meeting location. You don't need to come into one of our stores. Instead, we can come to your home or office. 
  3. Bring your vehicle, title, and identification regardless of the meeting location. 
  4. We will quickly inspect your documents and examine your vehicle to determine how much we can offer you. 
  5. If you are happy with the amount, we will show you where to sign to confirm your agreement with the auto pawn's terms and conditions.
  6. Afterward, you arrange to receive your money and leave with your vehicle.
  7. You will get the cash as soon as the same day or the next day.

Get Simple Title Pawns From Us Today!

If you need up to $15,000 to fund your emergency, simple title pawns from us at Georgia Auto Pawn, Inc. are an option. 

Complete the online inquiry form or give us a call to get started! Our loan representatives are waiting to help guide you through the entire process.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.