What Do I Need To Get A Savannah, GA Car Title Pawn?
March 18, 2022 | Emma Frost
If you’re thinking of applying for a Savannah, GA title pawn, you need to know the requirements first. Luckily, there are only three things you need to qualify. This is what makes title pawns so easy to qualify for and get approved. And this is exactly why they can be really helpful in emergencies – you get money fast even if your credit is poor. Scroll down to learn exactly what you need to apply for a Savannah, GA car title pawn.
3 Things You Need To Get A Savannah, GA Car Title Pawn
1. Driver’s License Or State Issued ID
The first thing you need to get a Savannah, GA car title pawn is a driver’s license or state-issued ID. This is a basic requirement for any loan. No matter what loan type you apply for, a driver’s license or state-issued ID is required.
Your driver’s license is used to confirm your identity and your age. In Georgia, you must be at least 18 years of age in order to qualify for a title pawn. Your driver’s license will be checked to make sure that you are of legal age to qualify for one of these loan types.
2. Lien-Free Title To Your Vehicle
One requirement that is specific for car title pawns is a lien-free title to your vehicle. As the name of this loan suggests, title pawns depend entirely on the title of your vehicle. Without a title, you cannot qualify for a title pawn.
You can’t just use any title either. The title must be lien-free, meaning that there are no outstanding debts against it. The reason that the title must be lien-free is that the title and vehicle must be in your possession entirely. If your title has liens against it, it means you are not the sole owner of your vehicle.
Another requirement of the title is that it needs to be in your legal name. Once again, you must own the title and vehicle outright. If anyone else’s name is on the title, you cannot use it to apply for a title pawn.
This is an easier fix than a title with liens against it. Just head over to your local DMV to get the title transferred over to your name.
3. Your Vehicle For Inspection
The last thing you need to qualify for a Savannah, GA car title pawn is the vehicle itself. The vehicle is used to determine how much money you can be loaned. The maximum title pawn amount at Georgia Auto Pawn, Inc. is $15,000, but your vehicle determines how much you are eligible for.
How it works is that you bring your vehicle to the meeting when you are applying for a title pawn. During this meeting, a representative will perform a quick inspection to determine the value of the vehicle. Its value is used to determine how much you are loaned.
If approved, you still get to keep the vehicle. In fact, you will still get to use the vehicle as normal while you are paying back the loan.
Do I Need Good Credit To Qualify For A Savannah, GA Car Title Pawn?
All credit types are welcome to apply for car title pawns at Georgia Auto Pawn, Inc. Title pawns are secured loans. With secured loans, some item is used as collateral when paying back the loan. In the case of a car title pawn, your vehicle is used as collateral. Since there is collateral involved, your credit score is not a determining factor for qualification.
As a result, individuals with good credit, bad credit, and no credit at all can all apply for car title pawns in Savannah, GA. As long as you have the three requirements above, you can apply.
Do I Need Employment To Qualify For A Savannah, GA Car Title Pawn?
You do not need proof of employment either to qualify for a car title pawn. Once again, you only need the three items mentioned above to qualify. This means that you can qualify for title pawns even if you are unemployed or on disability.
How Do I Get Started?
To get started, all you need to do is fill out our inquiry form located on our home page. This form is not the application, but it will get you in contact with the closest storefront location so you can apply.
After you fill out the form, a representative will give you a call so that you can set up an appointment. From there, the representative will walk you through the rest of the application process, which is quick and easy.
Apply For A Savannah, GA Car Title Pawn Today!If you are thinking about applying for a Savannah, Georgia title pawn, all you need is a driver’s license, a lien-free title in your name, and the vehicle for inspection. To get started today, fill out the Georgia Auto Pawn, Inc. inquiry form, and we’ll get back to you shortly!