If you’re thinking of applying for a title pawn in Savannah GA, you need to know what is required first. Luckily, there are only three items needed to apply. This is what makes title pawns so easy to qualify for and get approved.

And exactly why they can be helpful in emergencies – you can get emergency cash fast even if your credit is poor. So, if you are still wondering how to qualify for a title pawn in Savannah, GA, scroll down to learn more.

The 3 Savannah GA Car Title Pawn Requirements Needed For Approval

1. Driver’s License Or State Issued ID

The first thing you need to get an auto title pawn is a driver’s license or state-issued ID. This is a basic requirement for any loan from any loan company, no matter what type of loan you apply for.

Your ID is used to confirm your identity and age. State law dictates that title loan customers must be at least 18 years old to qualify for a title pawn in Savannah, Georgia. So this provides proof that you are indeed of legal age to qualify for one of these loans.

2. Lien-Free Title To Your Vehicle

One requirement specific to car title pawns is a lien-free title to your vehicle. As the name of this loan suggests, title pawns depend entirely on your vehicle title. Without a title, you cannot qualify for a title pawn.

You can’t just use any title either. The title must be lien-free, meaning no outstanding debts are against it. The reason that the title must be lien-free is that the title and vehicle must be in your possession entirely. If your title has liens against it, it means you are not the sole owner of your vehicle.

Another requirement of the title is that it needs to be in your legal name. Once again, you must own the title and vehicle outright. If another name is on the title, you cannot use it to apply for a title pawn.

This is an easier fix than a title with liens against it. Just head over to your local DMV to get the title transferred over to your name.

3. Your Vehicle For Inspection

The last thing you need to qualify for a Savannah, GA car title pawn is the vehicle itself. The vehicle is used to determine how much money you can be loaned. The maximum title pawn amount at Georgia Auto Pawn, Inc. is $15,000, but your vehicle determines how much you are eligible for.

How it works is that you bring your vehicle to the meeting when you are applying for a title pawn. During this meeting, a representative will not only review your documents but also perform a quick inspection to determine the value of the vehicle. Its value is used to determine how much you are loaned.

If approved for Georgia title pawn loans, you get to keep your vehicle and use it as usual while you pay back the loan.

Do I Need Good Credit To Qualify For A Car Title Pawn In Georgia?

All credit types are welcome to apply for car title pawns at Georgia Auto Pawn, Inc. Title pawns are secured loans. That means an asset is used as collateral to secure the loan and repayment to the lenders. In the case of a car title pawn, your vehicle is used as collateral. Because of this, your credit score is not a determining factor for qualification.

Unlike traditional loans from a bank or credit union that require a good credit score to qualify, individuals with any credit, good, bad, or no credit at all are welcome to apply for emergency cash vehicle title pawns in Savannah, GA. As long as you have the three requirements listed above, your application will still be considered.

Do I Need To Be Employed To Qualify For A Georgia Title Pawn?

You do not need proof of employment to qualify for car title loans. Once again, you only need the three items mentioned above to apply. This means that you can qualify for title pawns even if you are unemployed or on disability.

However, if you do not have a vehicle to use as collateral and would like to consider other loan options such as payday loans, the requirements will differ. For instance, you will need to provide proof of either a traditional or non-traditional source of income.

FAQs About Car Title Pawns

How much emergency cash can I get with vehicle title pawns?

Your title pawn amount depends on the value of your vehicle. The max you can obtain is $15,000.

What happens if I can't repay the loan?

If you cannot meet the agreed-upon repayment schedule, be sure to contact your loan representative to discuss your options.

Are there fees associated with a title pawn?

The loan representative will read over the pawn terms and charges before you sign the title pawn agreement.

Do I need a checking account to qualify for a title pawn?

No. You do not need a checking account to qualify for a title pawn at Georgia Auto Pawn, Inc.

How Do I Get Started On Car Title Loans?

Are you still wondering how to qualify for a title pawn in Savannah, GA? It's simple. After gathering the Savannah GA car title pawn requirements, visit our homepage to fill out our inquiry form. This form is not the application, but it will get you in contact with the closest store location so you can apply.

After you submit the form, a car title loan representative will give you a call to answer any questions you have and set up an appointment to meet. From there, the representative will walk you through the rest of the application process.

Apply For Your Title Pawn In Savannah Today! 

If you are thinking about applying for bad credit title loans in Savannah, Georgia, you need to gather the loan requirements that include; a driver’s license, a lien-free title in your name, and the vehicle for inspection.

To get started today, fill out the Georgia Auto Pawn, Inc. inquiry form, and a loan representative will call you shortly after!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.