same day loan application

Tips For Filling Out A Same Day Loan Application

Are you wondering how the same day loan application process works for title pawns? Then you’ve come to the right place! Getting a title pawn is probably easier than any other loan type, because there’s very little amount of paperwork involved. But going a few extra steps is always worth it to make sure no rookie mistakes have your same day loan application fall through.

Here’s How To Go Through The Same Day Loan Application Process Successfully

1. Do Your Research In Advance

If you’ve already chosen the lender you’ll be working with, it’s smart to dive a little deeper into how title pawning works with them. What their qualifying requirements are, what they pay most attention to, if they waste time on overcomplicated procedures, how accommodating and flexible they can be, etc.

For example, here at Georgia Auto Pawn, Inc., you will need only three items to prove yourself eligible. Our streamlined process is specifically designed to ensure there’s no overcomplicated bureaucracy involved, etc. In short, know what you’re working with.

2. Have Required Items In Order Before Getting Started

Having your application fall through because you missed one of the items on the required list, or they don’t match the lender’s standards can be disheartening.

This is why you should take a careful look at what you’re working with and ensure they’re up to par with what the lender’s asking for before you get started on your same day loan application.

For example, at Georgia Auto Pawn you need:

  • A valid state-issued ID or driver’s license to verify you’re over 18;
  • Your vehicle for inspection;
  • The vehicle’s lien-free title in your name to act as collateral.

Say the title is actually not lien-free. You need to settle any outstanding financial obligations placed on it before getting started. Or say it’s not in your name (which is more common than you might think, especially if you got your vehicle second-hand). You need to transfer the title to your name at the local DMV.

If this comes out during the application process, you’ll have to start anew, so your same day loan application process will be a bust.

title pawn checklist

3. Start As Early As You Can

If you want your same day loan application process to get you not only approval but also access to cash the very same day - start early.

The earlier you start, the more chances you’ll get the cash before the day is done. The later you start, the more likely that you’ll have to wait for the cash until the next bank business day. Which is still much quicker than any other loan, but not as fast as could be.

4. If Anything’s Confusing - Ask Your Loan Representative

If there’s anything you have trouble understanding about any of the procedures during the application process - immediately ask your loan representative. Ensuring you have a full understanding of their instructions is part of their job.

It’s best to do this over the initial phone call you’ll have with them after submitting your online form, but anytime during the application process is fine. Having clear instructions will help both you and the lender ensure the process goes as quickly and smoothly as possible.

5. Be As Honest And Transparent During Your Application As Possible

Don’t try to “clean up” the information you provide the lender with during the application process as means to increase your approval chances. The loan representative will inspect your required items in any case, and they will reveal if there are any inconsistencies. This will knock down your chances of getting approved way quicker than anything else.

Here's How To Get A Same Day Loan At Georgia Auto Pawn, Inc.

If you’ve taken care of the required items, then getting started won’t take more than a few moments. Just submit the filled-out online form and wait for our loan representative to contact you.

The form will send your information digitally to the nearest store, and the loan representative will give you a call as soon as it’s processed.

After that, you just need to follow their instructions and take the required items (the state-issued ID/driver’s license, your car, and the car’s lien-free title in your name) to the meeting they’ll arrange for you at a convenient location (it doesn’t necessarily need to be at our store).

The loan representative will perform a quick inspection on the car and assess your documents to determine if you qualify, what the maximum loan amount is, and what your monthly payments should be.

If they decide to approve you - you’ll get the cash either on the same or on the next bank business day at the very latest.

got car title pawn cash

Submit Your Inquiry Today!

With our tips on how to go through the same day loan application process quickly and sufficiently, you can rest assured that everything will run smoothly and predictably for you. You can start your same day loan application process now and get up to $15,000 with our Georgia title pawn in less than a day! Our dedicated representatives are eager to help you whenever you need them!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.