No pet insurance? Finding pet loans bad credit can be an issue for many. The sad truth of the matter is that most pet owners can’t afford vet bill costs, especially when you find yourself in need of emergency pet care funding. Most credit cards, pet financing, and loan types require you to have good credit to get approved. 

Credit checks can also slow down the process and leave you anxious when you need money as soon as possible. Instead of letting your bad credit hamper your ability to get approved for veterinary financing consider bad credit emergency loans or secured personal loans such as title pawns to assist with that hefty vet bill.

Things You Need To Know About Personal Pet Loans For Bad Credit

Can’t Afford Vet Bill Costs? You Are Not Alone

Pet ownership is not uncommon, nor is the fact that many pet owners are unable to afford the veterinary expenses associated with pet ownership.

Nearly 28 percent of pet owners cannot comfortably address their pet’s veterinary needs without help. Financial concerns like that can often prevent a pet from getting the care they need promptly or sometimes getting the care they need period.

If you can’t afford vet bill costs or a payment plan the vet may have offered and you have bad credit, don’t let it stop your pet from getting medical attention to remain healthy and live a long, comfortable life. Come to us for your bad credit emergency loans.

Pet Loans For Bad Credit- What Are Your Options?

Finding the right pet loans bad credit can be a real task, especially with poor credit. This is because the majority of credit cards, loan services, and financing credit out there require a credit check to determine if you qualify for a loan and how much you qualify for.

Credit checks help lenders understand your capability to pay them back within an appropriate amount of time. It also lets them know whether you can afford it. That is why having a nonexistent credit history can adversely affect your chances of getting the loan needed for your pet’s vet bill. When this is the case, obtaining a secured personal loan can prevent your bad credit from getting in the way of your pet’s care.

What Is A Secured Loan?

A secured loan is a loan that is obtained by putting up collateral to receive needed funds. The collateral acts as a reassurance to the lender that they will get the amount of the loan back. When the loan is paid back in full, the asset put up as collateral is released back to the borrower. A simple way of looking at it is that you are temporarily pawning an asset to receive a loan.

What Type Of Secured Loans Are There?

There is an array of secured loan types out there. One of the more easily accessible ones for anyone with a vehicle is title pawns. Title pawns, also known as auto title pawns, are short-term loans where the borrower uses the title of their vehicle as collateral.

When you get a Georgia title pawn, you can feel at ease knowing that it is only the title you provide to the lender. You will still have access to your vehicle and be able to use it as you normally would.

What Do You Need To Apply For A Title Pawn?

When it comes to getting pet loans for bad credit, a car title pawn for pet care won’t require you to provide a ton of documents. If you are 18 years or older, all you need to apply are:

1. Driver’s license or government-issued I.D.
2. Lien-free vehicle title under your name
3. The vehicle for inspection

With just three items, you can stop worrying about how your bad credit will stop you from getting the funds you need to address your pet’s veterinary bills.

Can A Title Pawn Help You With Your Pet’s Needs?

Having bad credit isn’t a problem for Georgia Auto Pawn, Inc. We welcome all types of credit. That means good, bad, and even nonexistent credit is welcome to apply for title pawns. Getting short-term title pawns with Georgia Auto Pawn, Inc. can provide you with emergency pet care funds of up to $15,000.

The application is fast and easy, taking as little as 30 minutes and getting your money to you as soon as the same day or the following business day from when you submit the loan request. Find out just how easy the application process is below:

Step-By-Step Guide 

1. Speak to a store representative about the required items and application process.
2. Present the required items and have your vehicle inspected at one of their store locations or a location of your choosing, even if that is at home.
3. Complete the approval process/paperwork and arrange repayment plan options.

Once you receive the funds, you can have your pet taken care of the way it deserves. Once your funds are used to ensure your pet is healthy, it is important to turn your attention to the payment plan that you have previously arranged with one of our representatives.

Take note of when your payments are due and how much they are. Be sure to include these payments in your monthly budget, that way you can avoid falling behind on what you owe.

Submit Your Auto Title Pawn Inquiry Today!

Make sure your pet gets taken care of and you get the emergency pet care funding you need, regardless of your credit score, by pawning your car for cash today with Georgia Auto Pawn, Inc.

Don’t make your pet wait, submit an online inquiry form today to send your information to the nearest store location.  

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.