How To Pawn A Vehicle In Columbus, GA
Pawning your vehicle might be a worthwhile option if you need fast cash for an emergency, but how does the process work, and how do you pawn a vehicle in Columbus, GA?
To pawn a vehicle in Columbus, GA, you can get a title loan from Georgia Auto Pawn, Inc. We offer up to $15,000 on a pawn for emergency purposes, and all you need to get started is your driver’s license, paid-off, lien-free car title, and your vehicle for inspection.
The process for pawning your car isn’t as difficult as you might think and doing so is an option you can consider if you’ve fallen into hard times and need some cash to help you out. The rest of this article will dive into how you can take advantage of title pawns for your needs.
Pawning A Vehicle In Columbus, GA
When learning how to pawn a vehicle in Columbus, GA, it’s important to understand some title pawn basics. We will break down and answer some common questions to help you have all the information you need to secure your loan.
What Is A Title Pawn?
A title pawn is a secured pawn that uses the value of your car’s title as a form of collateral. Doing so secures the pawn, incurring less risk for the lenders and allowing them more leniency about credit, borrowing amount, and repayment terms.
Of course, individual terms will vary, but a title pawn is a resource you can use if you own your car outright to secure some quick cash for an emergency. In order to get a title pawn, you will need the following required items:
- Driver’s license or state-issued ID
- Lien-free car title
- Your vehicle for inspection
How Does Pawning My Vehicle Work?
When you pawn your vehicle, the lender will put a lien on it as a way of securing the collateral. This lien will be removed once the last payment has been completed. Of course, while you are repaying the title pawn, you can still drive your car as normal.
When Should I Consider Pawning My Vehicle?
The ‘how’ of pawning a vehicle isn’t difficult to wrap your head around at all. What you should be asking yourself, though, is why you need to pawn your vehicle.
Title pawns are a short-term cashflow option to get quick money for emergency payments, bills, and expenses. They should not be used for frivolous purchases, and you should always consider other options before choosing a title pawn.
With that being said, for people who have full ownership of their vehicle, it’s definitely a resource to consider leveraging value from your car title. You might consider choosing to pawn a vehicle in Columbus, GA in the following situations:
- Your car breaks down and needs repairs.
- Your home needs important repairs.
- You have medical bills to pay.
- You’re short on this month’s rent.
How Do I Pawn A Vehicle In Columbus, GA?
If you’ve decided that pawning your vehicle is the right option, then Georgia Auto Pawn, Inc. can help you out. To get started, simply fill out our online inquiry form and wait for a representative to get in touch with you. They’ll go over the pawn process with you and answer any questions you might have.
You’ll also be able to set up a meeting with your representative either at the store or at a convenient location that you choose. Pick somewhere that works best for your time schedule and comfort! You’ll have to bring your required items to the meeting (ID, lien-free title, and the vehicle itself) so that the representative can go over them.
Once done, they’ll assess whether you’re eligible for a title pawn, and if you are, you can get the fast cash you need as soon as the same day. If not, then you’ll receive it on the following business day.
FAQs About Title Pawns
Do I Keep My Vehicle?
Yes, you keep your vehicle while repaying the title loan.
What Does Lien-Free Mean?
Lien-free implies that your car title has no current liens on it. Your lender needs to put a lien on your car title to protect the interests of their money, and they cannot do so if the title already has a lien on it. As such, you need to have your current lienholder remove their lien before you get a title pawn.
Do I Need A Checking Account To Apply?
You don’t need a checking account to qualify for a title pawn through Georgia Auto Pawn, Inc.
Fill Out Our Online Form Today!
If you’re struggling with emergency expenses that have left you with no cashflow solution, consider a title loan. You can pawn a vehicle in Columbus, GA, and get the quick money you need as soon as the same day. The title loan process takes as short as 30 minutes, and the quick inspection of your required items takes even less time!
Even if you have poor credit, Georgia Auto Pawn, Inc. may still be able to work with you, so get started by filling out our online form today!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.