car pawn shop

Are There Pawn Shops That Take Car Titles?

Did you know that there are pawn shops that take car titles in exchange for lump sums of cash? Plus, you can get money even if your credit is bad or your income is low? It's like a borrower's market out here, so don't believe all the hype from the banks. Pawn shops that take car titles, known as title pawns, are just as legit and they don't make the process difficult either.

What Are Pawn Shops That Take Car Titles?

It's not hard to understand what happens at the pawn shops that take car titles. First, an agent looks over your vehicle and verifies your information. At that point, they determine the value of your asset and offer you a sum of cash in exchange. But unlike other pawning deals, you don't always have to give up possession of your car – you can pawn your car and keep it as long as the loan remains in good standing.

FUN FACT: More than two million people use car title pawns and/or payday loans to pay their bills each year.

Why You Might Need a Car Title Pawn

Needing extra money in the bank is not always a sign that something is wrong with the way you handle finances. It may just mean there's an unpredictable circumstance standing in your way. So, here are the two most common reasons people look for this type of funding:

1. Having the Income Cut at Work.

Right now, it's hard to maintain a decent living with the state of the economy. And even when things are good, making ends meet all the time can be tough. So, when employers lay you off, cut your hours, or reduce your pay without notice, life can get difficult very fast without a backup plan.

2. Suffering an Illness or Injury.

Being unable to work or make money because of an illness or injury can be frustrating. It makes your income verification flop when you go to banks, but the bills never stop coming regardless. Meanwhile, this option provides immediate cash despite your health or wellbeing.

FACT: Most families in the United States live paycheck to paycheck with an average credit score of just over 700. At the same time, traditional banks typically want higher scores and big savings accounts to back up a loan. That's true even if the borrower provides a ton of collateral.

How to Approach Pawn Shops That Take Car Titles

Unlike working with regular banks which can make borrowers feel desperate, nervous, and ashamed, pawn shops that use car titles as collateral are much more laid back in the way they conduct business. Augusta car title pawns are also available even if your paychecks are lacking or your credit rating is bad, meaning you don't have to jump through as many hoops.

customer and representative shaking hands with from title pawn application

NOTE: You must be at least 18 years old to get approved for a title pawn.

How to Get a Loan from Pawn Shops That Take Car Titles

When you're ready to start shopping for the best Augusta car title pawns, look no further than Georgia Auto Pawn, Inc. Our standard is set for borrowers in need of quick cash with the catch. Plus, the process of getting approved requires only a few simple steps and the entire thing can be handled on the same day you apply. Here's how to do get it done:

DID YOU KNOW: When applying for a title pawn with Georgia Auto Pawns, Inc., the process can take as little as 30 minutes.

1. Get Started Online or over the Phone.

Start out by calling Georgia Auto Pawn, Inc. or filling out an online form on our website. The form only requires a few minutes of your time. Once the information is reviewed by an agent, someone will call you to set up an appointment with a verification agent.

2. Provide the Required Items.

This is all the Augusta car title pawns agent will ask to see before approving you for up to $15,000 in instant cash (the exact amount depends on the value of your vehicle).

  • Your vehicle for a quick inspection
  • Your driver's license or state-issued photo ID
  • The lien-free title of the car (in your name)

3. Wait for the Agent to Inspect Your Car

When you meet with the agent, he will review your paperwork and determine if you qualify for the pawn as well as how much you qualify for.

4. Sign the Loan Documents and Get Your Money

If the amount seems to your satisfaction, sign a few more documents and walk out of the store with cash in your wallet.

Submit Your Title Pawn Inquiry Today!

Augusta car title pawns are quick, easy, and convenient. So, take advantage of them while you can. To get started with your title pawn, take just 5 minutes to fill out and submit the short intake form on our website – and you’ll get your cash in no time!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.