Are you wondering, "can you pawn your car?" and how the process works? You’ve come to the right place! This guide will walk you through everything you need to know about title pawning and help you determine if it’s the right option for you.

Understand What a Title Pawning Is

Title pawning lets you borrow money by using your car's title as collateral. You keep your car, but the lender holds onto the title until the loan is repaid. It's a quick solution if you need cash fast and have a clear title (meaning you own the car outright).

Before starting, ask yourself, “Am I ready to pawn my car title today?” Some problems can wait, while others can cause more issues down the line if postponed, and title pawns work best for the latter. Use a title pawn for such time-sensitive problems, as:

• Repairing your housing after the damage caused by natural disasters
• Fixing your vehicle
• Medical bills that were higher than anticipated or entirely unexpected
• Urgent travel (airplane tickets, gas, subway rides, etc.)

Can You Pawn Your Car?

Yes, you can pawn your car if it’s fully paid off and has a lien-free title. This means you must own the vehicle outright with no existing loans or judgments against its title. If your car qualifies, pawning it is a relatively simple process.

What You Need to Pawn Your Car Title

With different title pawn companies, the process of taking out a title pawn may vary. Below, we will outline what it takes to get a title pawn with Georgia Auto Pawn, Inc.

1. Get Your Documents Together

“What do I start with to pawn my car title?” you may ask. The first step to pawning your car title is making sure you have the required documents on hand.

For title pawns from us at Georgia Auto Pawn, Inc., you need the following:

• Your driver's license or state-issued photo I.D.
• Your lien-free vehicle title

What Is a Lien-Free Vehicle Title?

To pawn your car title, you must be an outright owner of the vehicle. If your vehicle is in your name, fully paid off, and there are no outstanding loans or judgements against its title, then your title is considered lien-free.

2. Have Access to the Internet and Cell Phone

The journey to a title pawn with Georgia Auto Pawn, Inc. begins with an online experience, where you’ll need to fill out a request form letting us know that you’re interested in working with us. It continues when one of our representatives contacts you by phone to confirm your information and explain what to expect from the process. That’s why you need both conveniences on hand when applying for a title pawn.

Though, if you prefer an in-person experience to the virtual one, feel free to come directly to the nearest store location. You can find one by visiting the Locations Page on our website.

From there, you'll be able to conduct and complete the whole application. Just ensure you bring the correct documents with you, so the process goes off without a hitch.

3. Know the Deciding Factors

Another question that may pop up in your mind is “What are the determining factors if I want to pawn my car title and get a bigger amount?” First of all, you need to know whether you have the right vehicle type. We accept the following:

• Cars
• Vans
• Trucks

We do not accept:

• Motorcycles
• RVs
• Boats
• Trailers

How the Value of Your Vehicle is Determined

When you pawn your car, the loan amount is based on the vehicle’s value, which depends on:

• National market rates for your vehicle’s make and model.
• The condition of the car.
• An inspection conducted by one of our representatives.

4. Make Your Vehicle Presentable

Finally, it would help if you gave your vehicle a nice clean. While this isn't a necessity, it can help you with the inspection and condition side of things. In addition, a scrub both inside and out can improve your chances of receiving the higher pawn amount should you need it.

How Do I Pawn My Car Title With Georgia Auto Pawn, Inc.?

Follow the steps below to pawn your car title with us at Georgia Auto Pawn, Inc.

1. Either start by giving us a call at 800-514-2274 or using our handy online inquiry form. The form will send your information straight to your nearest Georgia Auto Pawn, Inc. location.
2. Answer the phone when one of our loan representatives gives you a call. They will confirm your information and explain the simple required items you need to take with you. It's a good idea to ask any questions now too.
3. Head to your local Georgia Auto Pawn, Inc. storefront with the required items (your car, truck, or van, your driver's license or state-issued identification card, and your lien-free vehicle title).
4. Let the loan expert examine the items you have brought to verify you’re an outright owner of the vehicle you’re pawning.
5. After the loan representative has approved you, they will discuss the rest of the process. If you have any more questions, this is your final chance to ask them.
6. If the amount offered meets your needs, you’ll need to sign the agreement and get your cash either the same or the next business day.

How to Start the Title Pawning Process

You can begin the process online or in-person. Simply fill out a request form online, and a Georgia Auto Pawn, Inc. representative will contact you to confirm your details. You can also head to your nearest location to complete the process.

Once your documents are reviewed, your car is inspected, and your application is approved, you can receive your cash as soon as the same day.

Benefits of Title Pawning

Benefits:

• Quick access to cash
• You keep driving your car
• Loan amounts up to $15,000

Pawn Your Car Title Today!

Now that you’re well-informed on how title pawning works, don’t bother to Google “pawn my car title” any longer, as Georgia Auto Pawn, Inc. has you covered. Feel free to reach out to us any time with any questions, and our friendly representatives will gladly assist you with any queries.

You can get started today by submitting the online form on our website and get up to $15,000 title cash now with Georgia Auto Pawn, Inc.!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.