Many people use title pawns to get money for any financial emergency. You can borrow up to $15,000—which is much higher than you can get from other personal loans—and get approval within the same day. However, many may not understand the process for pawning a vehicle title in Columbus, GA.

In this guide from Georgia Auto Pawn, Inc., learn about car title pawns in Georgia, including what they are, their requirements, and their benefits over other types of emergency cash loans. We will also review how you can get title pawns in Columbus, GA.

What Are Car Title Pawns?

If you want to pawn your car in Columbus, GA, it's important to be clear on what a title pawn is. Title pawns are loans using a vehicle title as collateral to borrow money. “Collateral” is a physical property you can offer as a guarantee that you will pay back the money on time.

Any loan that uses collateral is called a “secured loan.” This contrasts with an unsecured loan, where approval is based on credit history, income, assets, or other financial documents that prove your creditworthiness.

Secured loans like car title pawns have fewer requirements and can be processed very quickly. Georgia Auto Pawn, Inc., one of the most trusted lenders in GA, can even approve and payout on the same day.

What Are The Requirements For Title Pawns In Columbus, GA?

When getting title pawns in Columbus, GA, it’s essential to understand your requirements. At Georgia Auto Pawns, Inc., we have simple requirements that most car owners should be able to meet easily. These involve proof of identity, age, vehicle value, and lien-free car title ownership.

The following are the required items for car title pawns in Georgia:

• Your driver’s license or state-issued ID that proves you’re over 18 years old
• A lien-free car title in your name
• Your vehicle for a quick inspection

If your vehicle is co-owned or still registered under another person’s name, you must go to a local DMV office to process a title transfer. You also can only get vehicle title pawns in Georgia if you own your vehicle outright, meaning you must first pay off any outstanding liens, debts, or judgments.

What Are The Advantages Of Car Title Pawns Over Bank Loans?

Traditional bank loans may seem like an appealing option during a financial crisis, but it can be harder to get emergency cash than by pawning your car. For starters, borrowers need good credit for bank loans because they don’t use collateral to secure the loan. Title pawns in Columbus, GA, are available to borrowers with bad credit or no credit.

On top of title pawns being bad credit loans, you can also get approved much faster. Bank loans have significant required documents, and it can take weeks just to see if you can get approval. Vehicle title pawns allow for same-day approval as long as you do the steps properly and have the required items.

Where Can I Get Auto Title Pawns In Georgia?

You can get a title pawn in Georgia online without needing to make an in-person visit. However, Georgia Auto Pawn, Inc. has locations all throughout Georgia where you can go if you want person-to-person interaction with a loan representative. We have a store location in Columbus, GA, at 5383 Veterans Parkway. You can call us at 708-324-7999 if you have any other questions.

The following are some of the other locations where you can get a title pawn with Georgia Auto Pawn, Inc.:

• Macon, GA
• Savannah, GA
• Kingsland, GA
• Atlanta, GA
• Augusta, GA
• Gainesville, GA
• Marietta, GA

What Is The Process For Getting A Car Title Pawn In Columbus, GA?

Getting a Georgia title pawn is fast and simple with Georgia Auto Pawn, Inc. You can apply today and get same-day approval after just a few quick steps. We have loan representatives available to help you in-store and over the phone if you need assistance. They will also come to visit you to verify your items and get quick approval for car title pawns.

The following are the steps involved in getting an auto title pawn in Columbus, GA:

• Provide your basic information through our online form
• Answer a phone call from a loan representative
• Ask any questions you have about pawning your car title in Georgia
• Agree on a meeting location, such as your home, work, or store location
• Gather your required items and head to the in-person meeting
• Have the loan rep verify your items and assess the value of your vehicle
• Sign loan documents
• Receive your emergency cash the same day or the next business day

Frequently Asked Questions About Georgia Title Pawns

Do I get to keep my car during title pawn repayment?

Yes. When you pawn your vehicle, you’re not leaving it behind with the lender. You sign a loan agreement, and the lender places a lien or legal claim on your car title. Once you finish making all the payments, the lien is removed. You get to keep your car and continue with your life as normal.

How much can I borrow through title pawns in Columbus?

Under Georgia law, you can borrow a maximum of $15,000. However, your loan limit is calculated based on your vehicle’s market value. That includes its model, age, mileage, and condition of its exteriors and interiors. Our representative will inspect your vehicle, and only then will we know the loan amount we can offer you.

How long does it take to receive emergency cash?

After pawning your Georgia car title with Georgia Auto Pawn, Inc., you can receive your emergency funds the same day or the next business day. We use direct deposit, which allows us to get the money directly to your checking account. If you wish to get your cash another way, you can ask when speaking to your loan representative.

Pawn Your Georgia Car Title Today – Get Approved For Up To $15,000!

Pawning your Georgia vehicle title is an easy process that can take less than an afternoon. At Georgia Auto Pawn, Inc., we can guide you through the whole process of getting a title pawn in Columbus, GA, that can allow you to pay for urgent expenses swiftly.

Start with us today by filling out our online form with basic information, such as your name, zip code, contact information, address, and vehicle details. One of our loan reps will call you to explain what you need to do to get approved and our title pawn terms.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.