If I want to pawn my car, the first thing I need to do is make sure my vehicle is eligible for the process. Once that’s done, I can update my I.D. and fill out the online inquiry form from Georgia Auto Pawn, Inc. The whole process can be completed in just an hour or so.

This guide will outline the step-by-step process to pawn my car, as well as terms to know beforehand, the details of an auto pawn, when you’ll get your money, and more.

6 Steps To Pawning Your Car

There are six steps to cover if you’re looking to “pawn my car” the right way. It all starts with prepping your vehicle.

1. Pay Off Your Car

Title pawns in Georgia can only be given to those who own their vehicle clear and outright. If you owe any sort of payment on your car, van, or truck, it’s ineligible to be pawned.

As another tip, make sure the registration and title of the car are also under your name before applying.

2. Make Sure The Car Is Lien-Free

Some people may have paid off their vehicle and think it automatically qualifies them for a cash pawn, but this isn’t the case. The key is that your car must be lien-free.

Liens are legal agreements that mean your car could be confiscated by a third party under certain circumstances. If you previously used your car as collateral for a personal loan and have yet to pay off that loan, your car has a lien on it from the lender. Until this debt is paid and the lien is released, you cannot use your car as collateral for other loans.

You can check if there are lienholders for your car by looking at its title. Request a copy of the title from your local DMV if you don’t have one at home.

3. Update Your License

To pawn my car, I need to be over 18 and have a valid GA I.D. The I.D. must be updated, unexpired, and reflect my current legal name and address.

4. Get Started Online

If you have your car, its title, and your I.D. ready to go, visit the main page on our website to start the pawn title process.

First, you’ll fill in your contact details and some information about your car.

Next, wait for a call from one of our local representatives. They’ll confirm your details over the phone, ask about your financial needs, and walk you through the process. This is also when you’ll arrange to meet in person.

5. Get Your Car Inspected

You can meet with the rep at one of our many offices, your home, or another location. This is when we’ll review your documents and vehicle. The whole in-person process can take as little as half an hour.

The vehicle inspection is quick and easy. We’ll look at things like your car’s mileage, overall condition, and year to help determine your pawn amount.

6. Accept The Pawn And Get Your Cash

If you're eligible, you’ll get your cash – up to $15,000 – that same evening or the next weekday. You’ll be able to access the money straight from your bank account and use it to pay off any financial woes.

Terms To Know Before Pawning Your Car

When learning how to pawn my car, it’s important to know the lingo I’m going to run into. Here are some key terms to know:

• Collateral: any asset you offer as a promise of loan repayment. If you don’t repay your loan, your collateral is used as payment instead.
• Secured loans: refer to loans that require collateral, like auto pawns.
• Lien-free: you own it outright and it is not currently used as collateral or payment for another debt.
• Online form: refers to the general inquiry document on our homepage, which is the first step in getting your title pawn.

Title Pawn Terms

The terms of title pawns depend on your unique situation. When you speak with our trusted representative, they’ll go over:

• Your pawn amount
• The repayment schedule
• Any paperwork you have to fill out
• Any additional fees
• Your questions
• All other details of your auto pawn

You’ll have all the facts laid out for you before you finalize the title pawn, making the terms as clear as day from the get-go.

Pawn Your Car As Soon As Today

If I want to pawn my car, it’s important to choose the best place for title pawns in GA. Georgia Auto Pawn, Inc. is dedicated to providing accessible auto pawns to those across the state. All you need is your vehicle, your paid-off, lien-free title, and your I.D.

If you could use hundreds or even thousands of dollars fast to pay off an urgent bill, title pawns could be for you. Get started on our homepage and you could have the money you need in your bank account by the end of the day.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.