man pawning car title

How Do I Pawn My Car Title?

If you’re wondering, “Should I pawn my car title?”, consider the fact that Georgia Auto Pawn, Inc. could put up to $15,000 in your pocket by the end of the day. This may be a good short-term solution for those who are short on resources and facing a financial emergency. At Georgia Auto Pawn, Inc. we will explain how to pawn a car title with simple requirements, documents, and locations where you can receive one. 

Pawning your car title in Georgia is actually easier than it sounds. With just a few requirements, you can qualify for a title pawn in just about 30 minutes.

What To Expect When You Pawn A Car Title In Georgia

1.    Meet the Title Pawn Requirements

To qualify to pawn my car title through Georgia Auto Pawn, Inc., I’ll need to:

  • Be 18 years or older
  • Have a GA driver’s license or state-issued I.D.
  • Own my vehicle outright
  • Have my vehicle available for inspection

To prove that you own your car, you’ll be asked to present a title with your name on it that is also lien-free. If you’ve recently paid off your vehicle, the title should have been transferred into your name and the lien released by the lender.

Your car will also need to be in your possession so a title pawn representative can quickly inspect it. This inspection helps determine the amount you qualify for.

pawning car title

2.    Gather Your Documents

Lien-free titles are mailed to the new title holder once a lien is released. If you have lost your title, you can request a copy through your County Tag Office. You’ll need to complete an application, pay an $8 replacement fee, and potentially provide additional documentation. The instructions for doing so are on the Georgia Department of Revenue (DOR) website.

How To Transfer Your Title

The title for your car must be in your name to apply for a title pawn. To transfer a title to your name, you’ll apply through your County Tag Office. You’ll have to pay an $18 fee to transfer the title and complete a request and may also have to pay additional taxes, penalties, or plate fees depending on your situation.

3.    Contact A Title Pawn Location

Now that you have your paperwork in order and your car ready for inspection, you can contact one of our store locations by phone or through our online inquiry form located on our Georgia Auto Pawn, Inc. homepage.

We have locations in Atlanta, Albany, Augusta, Columbus, Kingsland, Macon, and Savannah, among others. Take a look at our Locations page to find an office near you and give us a call.

Alternatively, you could fill out the online form to quickly connect with your nearest branch. A title pawn representative from that office will call you shortly after you submit the form.

4.    Connect With A Pawn Representative

Once you’re connected with a pawn representative, they’ll be happy to answer any questions you have and discuss your short-term financial needs. If our auto pawns seem to be a good fit for you, you can arrange to meet the rep in person to complete the loan request process.

5.    Complete The Loan Request Process

To pawn my car title, you will need to meet the pawn representative at one of our offices or another location of your choice. When you arrive, they will check out your documents and complete a 5-minute inspection of your car to see how much money you qualify for.

The total approval process takes less than half an hour. If all goes well, you can quickly arrange to collect your cash and leave with your car. You can keep driving your vehicle while making payments!

6.    Get Your Cash

Georgia Auto Pawn, Inc. can give you up to $15,000 for your title pawn. But the total amount is based on your vehicle’s inspection. Loan amounts will vary depending on the age, make and model, mileage, and condition of your car.

Once approved, you can get your cash as soon as that same afternoon or the next work day.

man with title pawn money

The Benefits Of Pawning Your Car Title

Pawning your car title in Georgia could be an effective way to get cash in hand to pay off any unexpected expenses. Some of the benefits include:

  • Keeping your car during the pawn
  • No checking account is required
  • All credit types can apply
  • A short and sweet loan request process

Unlike other companies who may collect the vehicle as collateral, our borrowers keep their cars and use them as usual so long as they stick to the repayment agreement.

Many banks or credit unions require good credit, a steady credit history, employment, and other things just to apply for a personal loan. Georgia Auto Pawn, Inc., on the other hand, encourages anyone who meets our short list of criteria to apply.

Finally, our loan process to “pawn my car title” can be done in one afternoon, eliminating barriers and getting you access to cash fast.

Pawn Your Car Today!

Fact: To pawn my car title in Georgia, I’ll only need a few requirements to qualify! If I am 18+, have a clear title, and possess my own vehicle, I qualify to apply for up to $15,000 through Georgia Auto Pawn, Inc.

Once you reach out online or by phone, our representative will walk you through the rest of the title pawn process, making it a access the cash you need the same day you need it.

Give us a call today to get started!


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.