Wondering if you can pawn your car for cash? The answer is yes! In Georgia, a title pawn allows you to leverage the value of your car’s title to access cash quickly without giving up possession of your vehicle. Here’s everything you need to know.

What You Should Know About Pawning a Car in Georgia

What is a Title Pawn?

A title pawn lets you use your car title as collateral to borrow money quickly. Georgia Auto Pawn, Inc. makes it simple by offering up to $15,000 for emergency expenses based on the value of your car. The best part? Your car remains with you while you repay the loan.

Can You Pawn Your Car If You Don't Own It?

Contrary to popular belief, not all pawn deals require a direct exchange of property. Sometimes, the only thing that matters is the paperwork. When it comes to pawning your car, that's exactly how it works. To qualify for a title pawn, the vehicle must be fully paid off, and the title must be in your name. If there’s an existing lien, you won’t be eligible until it’s cleared. Once your title is lien-free, you're all set to access emergency funds whenever needed. 

Be sure your car is paid off, and then go to the Department of Motor Vehicles (DMV) to ensure all the paperwork is in order. Once that's done, you can request an Augusta car pawn whenever you need extra cash for major expenses or emergencies.

Can You Get a Title Pawn with Bad Credit?

Absolutely! Unlike traditional bank loans, title pawns don’t require a high credit score. With Georgia Auto Pawn, Inc., your car’s title is what matters most, not your credit history. That means you can still get approved even if your credit score is below 500.

How Can You Pawn Your Car in Georgia?

How can you pawn your car in the state of Georgia without breaking any laws, without working with any banks, and without a high credit score? It's actually much simpler than most people think. Typically, the process only takes a few hours from start to finish. Plus, many people receive their directly deposited money within 24 hours or less.

Here's how to tell if you're ready for that kind of speed and efficiency:

• Your car is already listed in your name through the Department of Motor Vehicles (DMV).
• You've got a valid driver's license or a government-issued photo ID to prove your identity.
• You possess an open checking account into which your money can be deposited.
• You understand how the process works and can agree to the terms of the contract.
• You know exactly how much money you need because you've made a budget to track spending.

Keep in mind that you can ask questions any time you like throughout the process. So, don't do this blindly. Let your agent help you out.

Steps to Pawn Your Car in Georgia

1. Start Online or Call by Phone.

There are actually three ways you can get the pawn process going. Either head to the office in person, apply online on our homepage form or call on the phone to answer some simple questions. It only takes a few minutes for this, and then your agent will provide a response within half an hour. In other words, you'll know what the possibilities are very soon. At this point, you’ll also be scheduled for an appointment with a verification agent at a place of your choosing.

2. Provide All the Necessary Items for Rapid Approval.

The agent in charge of your file will request a few things to ensure your eligibility. This is what they'll want to see:

• The vehicle itself for a quick inspection
• Your driver's license or photo ID
• The lien-free title of the car (in your name)

3. Let a Verification Agent Inspect Your Vehicle

Once you arrive at a meeting place, wait for a verification age to have a quick 10-minute check of your vehicle to determine its value – the amount you qualify for depends on the value of your car.

4. Sign Some Paperwork and Get Your Cash

If you’re satisfied with the amount as well as with the terms of the agreement, sign a few more papers and get your cash the very same day!

Why Choose Georgia Auto Pawn, Inc.?

With fast approvals, flexible amounts, and a customer-focused approach, Georgia Auto Pawn, Inc. is a trusted choice for title pawns in Georgia. To get it started, just fill out the short form found on our website – and we’ll call you back within minutes to provide our guidance and assistance in getting you approved.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.