Can You Pawn Your Car in Georgia?

May 27, 2021 | Mason Roberts

Blonde wants to pawn a car in GA

You can pawn your guitar. You can pawn your old collectibles. You can even pawn your wedding ring. But can you pawn your car for cash or is that out of the question? Better yet, what happens if you can? Do you have to give up possession of your ride? Keep reading to get answers to all of those questions (and more).

WARNING: Some of the answers that follow may not be what you expect.

What You Should Know about Pawning a Car in Georgia

Can You Pawn Your Car If You Don't Own It?

Contrary to popular belief, not all pawn deals require a direct exchange of property. Sometimes, the only thing that matters is the paperwork. When it comes to pawning your car, that's exactly how it works. So, you must own it if you want to pawn it for cash. That means the title has to be listed in your name prior to starting the process.

If you still have a lien on your vehicle, you can't get an Augusta car pawn. So, be sure your car is paid off, and then go to the Department of Motor Vehicles (DMV) to ensure all the paperwork is in order. Once that's done, you can request an Augusta car pawn whenever you need extra cash for major expenses or emergencies.

DID YOU KNOW: You can get as much as $15,000 in instant cash if you qualify.

Can You Pawn Your Car with Bad Credit?

So, can you pawn your car with bad credit since your title has been paid off? The good news is that you can. Because your credit score isn't the primary determining factor in this, many people get approved even when their credit rating falls below 500. That means you can get rejected by traditional banks but still get the money you need by the end of the day.

In fact, the Augusta car pawn process is designed to be as quick and easy as possible, with more than one way to get started. However, there are some minimal requirements that you must meet to get approved. For example, applicants must be at least 18 years old to qualify for this type of pawn. So, can you pawn your car with bad credit? Yes, you can.

How Can You Pawn Your Car in Georgia?

How can you pawn your car in the state of Georgia without breaking any laws, without working with any banks, and without a high credit score? It's actually much simpler than most people think. Typically, the process only takes a few hours from start to finish. Plus, many people receive their directly deposited money within 24 hours or less.

Here's how to tell if you're ready for that kind of speed and efficiency:

  • Your car is already listed in your name through the Department of Motor Vehicles (DMV).
  • You've got a valid driver's license or a government-issued photo ID to prove your identity.
  • You possess an open checking account into which your money can be deposited.
  • You understand how the process works and can agree to the terms of the contract.
  • You know exactly how much money you need because you've made a budget to track spending.

Keep in mind that you can ask questions any time you like throughout the process. So, don't do this blindly. Let your agent help you out.

Steps to Getting an Augusta Car Pawn

Title loans cash with GA flag

This is how you get a car pawn in Augusta, Georgia:

1. Start Online or Call by Phone.

There are actually three ways you can get the pawn process going. Either head to the office in person, hop online to fill out a short form or call on the phone to answer some simple questions. It only takes a few minutes for this, and then your agent will provide a response within half an hour. In other words, you'll know what the possibilities are very soon. At this point, you’ll also be scheduled an appointment with a verification agent at a place of your choosing.

DID YOU KNOW: Georgia Auto Pawn, Inc. lets you do the whole process from the comfort of your own home. They'll even send an agent to your location to complete the deal.

2. Provide All the Necessary Items for Rapid Approval.

The agent in charge of your file will request a few things to ensure your eligibility. This is what they'll want to see:

  • The vehicle itself for a quick inspection
  • Your driver's license or photo ID
  • The lien-free title of the car (in your name)

3. Let a Verification Agent Inspect Your Vehicle

Once you arrive to a meeting place, wait for a verification age to have a quick 10-minute check of your vehicle to determine its value – the amount you qualify for depends on the value of your car.

4. Sign Some Paperwork and Get Your Cash

If you’re satisfied with the amount as well as with the terms of the agreement, sign a few more papers and get your cash the very same day!

Get Started Today!

Can you pawn a car in Augusta, Georgia? You bet you can. Plus, you don't need great credit, and the process of getting approved has never been easier. To get it started, just fill out the short form found on our website – and we’ll call you back within minutes to provide our guidance and assistance in getting you approved.

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