Atlanta Title Pawns: How to Pawn a Vehicle and Still Drive It

May 26, 2021 | Mason Roberts

Lady pawned a vehicle and still drives it

Did you know that you can pawn a vehicle and still drive it if you live in the state of Georgia? You don't even need to have great credit or a high income to qualify. In fact, nearly everyone who requests a pawn gets it if they meet the requirements. Plus, they generally get their cash delivered within 24 hours or less.

This is what you need to know to experience the same thing. So, grab a pen and paper and take notes because you're only a few steps away from having the money you need for major expenses and emergencies.

The Hows’ and Why’s of Pawning a Vehicle

How Can You Pawn a Vehicle and Still Drive It?

How can you pawn your car and keep it? It's easy. The lender simply uses your car's ownership documents as collateral for a lump sum of cash. Then, you just pay back the money over time based on a pre-arranged agreement with the lender. Most of the time, payment schedules can be customized to suit your unique lifestyle.

TIP: Be sure to talk to a car pawn agent for more information on your payment arrangements.

When Can You Pawn a Vehicle and Still Drive It?

So, when can you pawn a vehicle and still drive it if the lender takes your title? That's simple too. The lender only holds possession of your documents, not of the car itself. So, you can continue driving it to work or wherever else you go as long as the payments are made on time. And if you ever fall behind, be sure to contact someone ASAP to discuss your options.

TIP: Work the payments into your budget if you can, even if that means using some of the money to get rid of other debts.

Why Can You Pawn a Vehicle and Still Drive It?

And exactly why can you pawn a vehicle and still drive it? It's very easy to understand once you break it down. The lender knows you'll make your payments because you want to keep your car, so they feel confident in giving you money based on the appraised value of your vehicle. And since that's true, you know you'll always pay on time. It's a win-win situation.

Meanwhile, there are many reasons why you might need this type of funding. For one, most people don't have perfect credit. The average American has a score of 710 or less. Plus, most folks don't make a fortune at work. In fact, studies show that a majority of families in the United States live paycheck to paycheck, with less than $3,000 in savings at any given time.

DID YOU KNOW: Atlanta car title pawns can give you up to $15,000 in fast cash to pay for important expenses and money emergencies.

Where Can You Pawn a Vehicle and Still Drive It in Georgia?

Georgia on the map

Atlanta car title pawns let you get the job done as quickly and easily as possible, with a simple intake process and rapid payouts for every client. Moreover, you don't necessarily have to leave your house to get approved. Many people start and finish the process in the comfort of their own homes thanks to modern technologies and simplified structures.

These days, there are at least three ways to make it happen. Either go to the office in person, make a phone call to answer some quick questions, or take the easiest possible route - hop online. Here's how to do it:

1. Fill out a Short Online Form to Get Started.

Get Atlanta car title pawns fast when you do it this way. Find and fill out a short intake form on the website. An agent will receive it immediately and then take a look at your information. Once the information has been reviewed, the agent will call you with instructions for the next steps. This usually takes less than 30 minutes from start to finish.

TIP: Use your waiting time to write down any questions you might have for the agent in charge of your file.

2. Give the Agent Your Required Information.

Your agent will either schedule an in-person interview at the office or travel the location of your choosing to complete the process. Either way, they'll need to see a few things to approve you for money. Here's what to bring:

  • Your driver's license or a state-issued photo ID
  • The lien-free title to your vehicle (listed in your name)
  • The vehicle itself for a quick inspection

TIP: Usually, physical cash is given to a borrower, but have a blank check from an active checking account in your name ready just in case.

3. Sign a Few Papers and Get Your Cash

After a quick inspection of your vehicle, the agent will determine how much money you’re qualified for (if you do) and what your monthly payments will be like. If all seems to your satisfaction, sign a few documents and get your cash the very same day.

Get Started Today!

Atlanta car title pawns are easier to get than you think, and you don't even have to give up your car for it. You can get the process started today by filling out a short inquiry on our website – it takes only 5 minutes, and you can get your title cash in as little as 30 minutes!