woman at computer learns about an online title pawn

Online Title Pawns In Georgia

At Georgia Auto Pawn Inc., we offer title pawns that let you borrow money based on the value of your vehicle. With a loan cap of $15,000, you can borrow a significant chunk to fund emergencies, such as medical bills, veterinary fees, home repairs, job loss, divorce, or a similar situation. Keep reading to learn everything you need to know about these title pawns to help you decide whether they're right for you.

Our Ultimate Guide To Online Title Pawns In Georgia

The Requirements Of An Online Title Pawn

You can only find out if you can qualify for a title pawn if we first see three items. These items are as follows:

1. State-Issued Identification

You must provide us with a passport, driver's license, student ID card, or similar document that contains your full legal name, portrait photograph, and date of birth. You must be 18 to qualify for a title pawn in Georgia.

woman applies for an online title pawn with text online title pawns in Georgia

2. Lien-Free Title

While plenty of title types exist, we only accept lien-free titles. Why? This proves you don't have any outstanding liens or judgments against the vehicle. So, we can just place a lien on your title to secure your pawn.

As you can probably imagine, the name printed on your lien-free title must match the one you provided during our initial interactions and the name on your state-issued identification. If it doesn't, we won't be able to process your pawn request.

3. Your Vehicle

Here at Georgia Auto Pawn Inc., we accept cars, trucks, and vans. Please don't try to gain approval with other types of vehicles, like motorcycles, RVs, ATVs, tractors, boats, or trailers. We need your vehicle to decide how much you can borrow.

While our lending amounts are capped at $15,000, the specific amount you can obtain depends on your car's worth; the higher its value, the more you can borrow. Of course, you should never borrow more than you need, even if you could gain acceptance. You'll only end up paying it off in the future.

What Determines The Loan Amount For An Online Title Pawn?

To estimate how much you could be eligible to borrow, consider a few factors influencing your vehicle's value. These include:

  • Customizations — Any modifications made to your vehicle will decrease its worth. This includes things like custom paint jobs, decals, and body kits. You might enjoy them, but others would fail to see their value.
  • Service history — An up-to-date service book shows you've taken good care of your vehicle. As such, it will be worth more than the exact vehicle without these records.
  • Make and model — Some cars are worth more than others due to their premium manufacturer or high-end technology. Owning a luxury vehicle makes you more likely to qualify for the more significant loan amounts.
  • Mileage — The more miles your car has on the clock, the less it's worth. However, we consider this in tandem with its age. Average mileage is around 10,000 to 12,000 miles a year and doesn't impact the price as much as those with high mileage readings.
  • Age — Older cars aren't worth as much as their newer cousins. This doesn't apply to classic cars, though.

woman online with cash

How To Get A Title Pawn From Georgia Auto Pawn, Inc.

With the requirements in mind, follow these steps to get a title pawn from us:

  1. Contact one of our stores by phone or utilize our convenient online inquiry form. The latter sends your information straight to your local branch so that you can get a fast call back from one of us.
  2. When we call, we'll confirm your information and explain the simple required items (i.e., those we've listed in the previous section). Now is also an outstanding time for you to ask any questions you might have about our pawn. We'll make sure you're fully informed before we move forward. We'll also ask for a meeting location. You don't have to come to your nearest store. Instead, we'll come to your home or workplace if this is more convenient for you.
  3. After that, meet with us and remember to bring the requirements. We will examine your information and inspect your vehicle to consider whether you qualify.
  4. If you qualify for a title pawn from us, please make sure you're happy with the amount we can offer.
  5. If satisfied, sign the paperwork to finish the process.
  6. We will push everything through the system, and you'll receive your money on the same or the following day.

Secure A Title Pawn From Georgia Auto Pawn, Inc. Now!

If you own a vehicle outright and need to borrow up to $15,000 to fund unexpected scenarios, a title pawn from us at Georgia Auto Pawn, Inc. is a convenient option. If you would like to get started, please complete the online inquiry form. We'll help you every step of the way.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.