Is It Possible To Get A Loan If You Are A Disabled Person?

February 25, 2022 | Louis Tully

loans for a disabled person

If you have some form of disability, you likely know how difficult it can be to get a loan for a disabled person. And even though it is true, some loans are better suited for individuals with disabilities than others, and that’s what we’re going to talk about in this post.

What To Know About Getting Loans For The Disabled

Can You Get A Loan For A Disabled Person?

Individuals who qualified for disability have more trouble finding available loan types than others. However, individuals on disability are not without options. There are ways that you can get a loan for a disabled person, you just must know where to look.

Most importantly, you will want to look at loans that do not require traditional forms of employment. These sorts of loans will use other methods to determine whether or not you qualify for their loan type. In most cases, individuals on disability will be able to qualify for the loans.

It’s also a good idea to look for loans that offer online applications. That way, applying for a loan is convenient and pain-free.

What Loan Options Are Available For A Disabled Person?

If you need to get a loan for a disabled person, a title pawn is one of the first options to consider. Title pawns do not require traditional forms of employment, and you can even apply from the comfort of your home in Georgia.

These loans use your vehicle as collateral. How it works is that the lender will put a lien against your title if approved. As you’re paying back the loan, you will get to drive your vehicle as usual. The lien ensures that you continue to pay the loan back. As soon as the title pawn is paid back in full, the lien is removed.

At Georgia Auto Pawn, Inc., you can apply for title pawns worth up to $15,000. The exact amount of money you get from your title pawn will depend on your vehicle’s value, which is established during a quick inspection.

Getting Your Vehicle Evaluated For A Title Pawn

If you have a disability, you might be a bit worried about the vehicle inspection. Here at Georgia Auto Pawn, Inc., our inspection process is easy and convenient.

You can come to one of our storefront locations if you want, but we can come to you. If it is more convenient for us to meet you for the inspection, we will do so. The inspection will only take 5 minutes to determine how much money you can be loaned.

vehicle inspection for a loan for a disabled person

Requirements

The requirements of applying for a title pawn in Georgia are simple. You only need the following three items:

  • Driver’s License or State Issued I.D.
  • Lien-Free Title to Your Vehicle
  • Your Vehicle for Inspection

If you have these three items, you do not need any proof of employment or a great credit score. Instead, you can just apply for a title pawn using these items. The in-person application process can take as little as 30 minutes, which can allow you to get the money either the same day you are approved or the next business day.

Online Title Pawn vs Online Title Loan

If you are not familiar with the phrase “title pawn,” you are likely familiar with the phrase “online title loan” instead. An online title pawn is the same as an online title loan. The only difference is that regulations in Georgia require lenders to use the phrase “title pawn” instead.

How To Apply For An Online Loan For Disabled Person

If you are looking for a loan for a disabled person, an online title pawn is a good place to start. The requirements can make it easy to get the loan you need, and the online application is convenient since you don’t have to come to us.

To get started, fill out the Georgia Auto Pawn, Inc. inquiry form on our home page. By filling out this form, you will get in contact with the closest storefront, and an associate will call you to set up an appointment. Remember, we can come to you for this appointment, or you can come to us.

No matter where the meeting takes place, an associate will look over your documents during this time and inspect your vehicle to establish how much money you can qualify for. If approved, you can get the money as soon as the same business day.

disabled applying for an online title pawn

Apply For An Online Title Pawn Today

If you are looking for a loan for a disabled person, you’re not without options since you can pawn your car for cash. An online title pawn is an option for individuals with a disability because of its easy requirements and online application form.

You can get started right now by filling out our inquiry form, located on our home page. We will call you back shortly to set up an appointment and walk you through the rest of the process.