For customers seeking help with their bills, an auto pawn from Georgia Auto Pawn, Inc. may be a viable option. An auto pawn can provide you with quick cash by using your vehicle as collateral for the loan, and it’s one option for covering your bills before they become any more overdue than they already are.

Many people are eligible for auto pawns, which can give you access to as much as $15,000 in cash in some circumstances. That’s a substantial amount of money that will let you take care of pretty much any bills.

How Can You Use An Auto Pawn To Pay Late Bills?

Step 1: Reach Out To Us

The first thing you need to do if you want to use an auto pawn to take care of your bills is fill in our online form. This will trigger a phone call from one of our agents, who can help you get everything started. They can also answer any questions you have.

Step 2: Find Out If You’re Eligible

Next, you must determine if you’re eligible for an auto pawn. You need some government-issued ID, the vehicle’s title, and a suitable vehicle. If you’ve got these things, our telephone agent can set up an in-person meeting, where one of our other agents will check over your paperwork and vehicle.

If everything is in order, they can tell you if you’re eligible and proceed with the loan! You’ll have a bit of paperwork to sign, but that’s it.

Step 3: Wait For The Money

This is a rapid step, which you might be glad to learn if you’ve got bills waiting. We know customers may need the money urgently, so if you are eligible for this kind of loan and agree to it, we will promptly transfer the funds to your account.

We send the money on the same or the following business day. That means you don’t have to wait ages with the bills hanging over you. You can get the money and get them paid off fast.

Step 4: Pay Your Bills

The last step is obvious: pay your bills as soon as the money transfers into your account. The more prompter you are about it, the less likely you will end up with late fees added to your account.

While waiting for the money, it’s a good idea to contact the company and inform them of the situation if they aren’t already aware. They may be able to help you delay or reduce fees or even defer payments to give you more time to get your finances back on track.

Does My Credit Matter?

You may have a poor credit score if your bills pile up. Late payments can significantly impact your credit score, making borrowing money from traditional financial institutions like banks much harder. That may leave you with few options for taking care of those bills, which is a frustrating situation to be in.

However, your credit is only somewhat important when getting an auto pawn. We may perform a credit check as part of our process, and your credit can have an impact, but we work with individuals who have poor credit ratings frequently, and it’s not the most critical factor in getting an auto pawn.

What matters much more to the loan process is your vehicle. The make, model, age, and condition significantly affect what kind of auto pawn you are eligible for, so make sure your car’s in the best possible condition, and you may get a better loan from us. Our agent will thoroughly inspect the car when they meet with you, so it’s essential to bear this in mind.

Complete Our Online Inquiry Form Today!

If you need an auto pawn to help you pay your bills on time and avoid late fees or collection agencies, Georgia Auto Pawn, Inc. is in an excellent position to help and has created a simple online process. Whether you’ve got a van, a car, a truck, or some other kind of vehicle, you may be able to use it to borrow money when you’ve got overdue bills.

It’s frustrating to face late fees and a potential hit on your credit score due to your inability to pay your bills on time, but an auto pawn could help. It allows you to inject some fast cash into your bank account and will let you take care of your bills promptly. You can find out more by completing our online request form now.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.