Funeral costs in Georgia can be overwhelming, often exceeding $8,000. They can leave families with the stress of not only grieving but also figuring out how to pay for a funeral. Fortunately, there are several ways to cover funeral expenses, and one effective option is to use a Georgia title pawn.

If you're looking for a quick solution to pay for a funeral, a Georgia title pawn could provide the funds you need, helping to ease the financial burden while giving your loved one the memorial they deserve. In this guide from Georgia Auto Pawn, Inc., we will explain how to pay for a funeral in Georgia and how title pawns can help.

7 Ways To Pay For Funeral Costs In Georgia

When arranging for funeral services, you must cover the costs of a funeral director’s services, the casket or urn, embalming, transportation, burial or cremation fees, and more. According to the National Funeral Directors Association, the average cost of a funeral is $7,848.

This can be overwhelming, especially if the death was sudden and left you no time to prepare. However, there are options to help make affording these services more manageable, so you can focus more on your grief than on money.

Here are seven ways to pay for a funeral in Georgia:

1. Prepaid Funeral Plan In Georgia

If you or a loved one is nearing the end, a prepaid funeral plan in Georgia is a good option to begin planning for and managing the financial burden of funerals.

A prepaid funeral is just what it sounds like—you set up a contract ahead of time with a specific funeral home and start making your payments early. That way, you’re not faced with the grief of losing someone and the cost of the funeral all at once.

Planning helps you determine how to pay for a funeral, find the best accommodations for the honored individual, and compare prices across options.

2. Crowdfunding

There are a lot of willing strangers online who understand the grief and expense that comes with the passing of a loved one.

Websites like GoFundMe are often used to find donations for struggling families. You may find that the generosity of strangers is just the boon you need to ensure your loved one gets the celebration and reverence they deserve.

3. Funeral Assistance Programs

Other important resources to consider are funeral assistance programs, which are established by nonprofit organizations and are catered to individuals who are struggling to pay for funeral expenses.

Qualifying individuals can get up to $9000 to go towards their funeral expenses, helping struggling families who are wondering how to pay for a funeral. There’s also a special program set in place by the federal government called the COVID-19 funeral assistance program that can help qualifying individuals.

4. Veteran Benefits

Veterans should always be honored for their service—in death as in life. The Department of Veterans’ Affairs has programs in place to reimburse family members for some or all of their funeral costs if the deceased was a member of the Armed Forces.

If your deceased loved one wished to be buried in a VA national cemetery, they can as long as they weren’t dishonorably discharged. Look at the VA’s website to learn more details about veteran funeral benefits and see how you can get funeral assistance.

5. Reduce Funeral Costs

Another helpful aspect to consider when paying for a funeral in Georgia is that you can reduce the cost of a funeral by choosing a different casket, deciding to be cremated, or having a grave marker instead of a headstone.

Using fewer resources for funeral arrangements will enable the funeral home to give you a better price, which is especially helpful if you're unsure of how to pay for a funeral without life insurance or financial support.

Here are some ways to reduce funeral costs:

• Opt for a direct cremation or burial
• Purchase caskets or urns from online third-party sellers
• Avoid extras, such as embalming
• Have the funeral at a cost-controlled venue like a church or your home

6. Use Money From The Deceased’s Will

If your loved one left behind money from their will, you can use it to pay for their funeral costs. In some cases, they may leave behind specific instructions for how to use the money. As long as there is enough left, you can use it to pay for their funeral service.

However, it’s important that you follow their wishes as laid out in their will. If the money is reserved for other purposes, you may need to seek out other financing options, such as a title pawn.

7. Borrow Title Pawns In Georgia

Title pawns allow you to borrow money from the value of your vehicle, as long as you have fully paid it off. You must own your car, truck, or van outright and own a lien-free vehicle title to get approved.

This short-term loan allows you to secure up to $15,000 based on your vehicle’s value. The fast process allows you to borrow money in less than one business day to handle the funeral expenses as quickly as possible.

Get approved for title pawns in Georgia with these required items:

• A state-issued photo ID that displays your full name and age
• A lien-free vehicle title in your name
• Your vehicle for a fast inspection

How To Get Approved For Title Pawns For Funeral Costs

The approval process for title pawns involves just a few simple steps. As long as you have the items listed above, you can start the process online today and get approved in person at one of our Georgia locations. Begin the quick process now to get the money you need for your loved one’s funeral service.

Here is how to get approved for title pawns for funeral costs:

• Submit your basic information through our online inquiry form
• Speak to a loan specialist over the phone
• Visit a Georgia store location with your required items for verification
• Get your vehicle inspected to determine your title pawn value
• If approved, sign the loan agreement to complete the process
• Receive your title pawn funds later the same day or by the next business day

Title Pawn FAQs

What should you use a title pawn for?

Title pawns should only be used for emergency expenses like funeral costs. Avoid borrowing money for luxuries. Other emergencies include medical bills, unexpected travel costs, and home repairs.

How much can you borrow with a title pawn?

You can receive up to $15,000. The value of your title pawn depends on what your vehicle is worth. We will inspect its make, model, age, condition, mileage, and service history to determine what you can borrow.

How does title pawn repayment work?

Most borrowers who pawn their vehicle title repay what they owe within 30 days to avoid long-term debt. You can pay off the full cost at once or repay little by little. We have a convenient online portal that lets you make payments when you have the money available.

Borrow Georgia Title Pawns For Funeral Expenses – Receive Up To $15,000 Today!

The last thing you should have to think about after a death in the family is affording the funeral. Handle funeral expenses with the help of title pawns from Georgia Auto Pawns, Inc. Get approved for up to $15,000 without having to worry about your credit score. Get started with our simple online form today and come into one of our Georgia stores to get approved in less than 30 minutes!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.