How To Earn Money Fast for Emergencies
February 11, 2021 | Peyton Sawyer
For millions of Americans, finding out how to earn money fast, was a day-to-day reality even before Covid-19 hit. And it’s likely to be the reality of many in the future well after the pandemic is over. We’ve gotten used to living paycheck-to-paycheck and it doesn’t look like that will change anytime soon.
Now, when the economy has been hit harder than ever, it’s even more paramount to know how to earn money fast when hit by financial emergencies – otherwise, you’re risking a financial hole, you won’t be able to climb out of.
How to Earn Money Fast to Handle Any Financial Emergency
1. Ask for a Salary Advance at Work
This is not technically earning money – but if your company policy allows it, a salary advance could be the fastest way to get you the money you need.
An advance is a sort of pre-payment from your employer – you get a part (or entirety) of your paycheck before your payday, but you’ll be putting in the same hours of work you usually would, without getting paid for them later.
There’s one downside (aside from partial/no paycheck later) to this strategy – not every company offers salary advances, while some offer it only in very specific situations. Talk to HR and your direct superior about the company policy and requirements regarding an advance, before trying anything.
2. Find an Online Freelance
If you spend a lot of time in front of a computer – use that time to put your skills to good use and earn some money online.
Freelancing sites like Upwork and Fiverr are the largest platforms that offer a wide variety of money-earning opportunities, starting from more standard freelance writing, graphic design, and coding jobs to more unique jobs like voiceovers.
If you aren’t sure about your writing or graphic skills, and you aren’t sure about how to go handling more unique requests, you could try something like transcribing. All you need to do is simply listen to audio and type what you hear – and there are even transcription-specific platforms out there you could try, like TranscribeMe.
3. Become a Delivery Man
Wondering how to earn money fast may be all you can think of during your financial struggle, but if you have a car, look no further. Just by owning a car, you have the ability to use it to make money by taking up some deliveries in the evenings or weekends. These days thanks to the pandemic, delivery business are on the uptick instead of decline, and they’re constantly looking for new employees.
Food delivery, especially, seems to be in demand, so you could try DoorDash, Postmates, or UberEats. The latter could be a bit hard to qualify for, as they have specific demands for their drivers (your age, your car’s age, your driving experience, etc.), but on the upside, they offer payouts up to 5 times a day, which could help a lot if you need quick money.
4. Help Out in the Area
Another thing you could do when wondering how to earn money fast, is check ads looking for assistance with some tasks like cleaning or moving with same-day payouts.
You could try specialized platforms like TaskRabbit – or Craigslist. There’s always someone who needs help transporting a couch or getting rid of old stuff that is willing to pay – but do keep in mind your own expenses. If the payout is less than the gas money you’ll be spending, it’s not worth taking on the task.
5. Take Out a Short-Term Fast Loan
If you’re in a real pinch – say you need money yesterday and you simply don’t have time to wait for a payout, even for a few days – then a short-term fast loan, like an auto pawn, could be your best option. The downside of any kind of side-hustle is that 1) you need to find it first which can take time, 2) payout will also take time, even if just a couple of days. So, if you are wondering how to earn money fast, waiting even a few days in an emergency, may not be an option for you.
If you’re pressed for the money in a way that you can’t bank on something as fickle as a lucrative freelance opportunity landing in your lap, you should take out an auto pawn and pay it off later with your paycheck, after the emergency is handled.
Why An Auto Pawn?
Because it’s the easiest and quickest loan you can take out. You’ll basically be getting cash for car title – as long as you’re over 18, the title is in your name, and you have some sort of income, the lenders will accommodate you every step of the way.They also be putting much stock into your credit history, as you can have good, bad, or no credit to speak of and still qualify for a title pawn.
How Do I Apply for Auto Pawns?
Go to GeorgiaAutoPawnInc.com and fill out the online request form. You’ll be contacted by the store representative who’ll set up a meeting with you.
You’ll need to remember the title pawn required items. You will take your car, your car’s title (it must be completely lien-free and in your name), and your government-issued ID (you must be over 18) to the meeting for inspection. The store representative will assess everything and determine if you qualify for the loan. If you’re approved, you’ll get the cash the same day.
Emergencies happen to all of us, especially to those of us who have not prepared for it. That is why learning how to earn money fast is of the upmost importance. But, if you have not mastered the skill of saving and putting together an emergency fund, don’t worry, a quick same day auto pawn can help you gain access to the money you need the very same day you need it. For more details, contact a representative at Georgia Auto Pawn Inc.