The Secret To Getting A Fast Title Pawn
November 18, 2021 | Daniel Dewitt
When you’re short on cash and need money now, consider fast title pawns for an option. Title pawns are known to be one of the most accessible ways for vehicle owners to get cash. And if you want your fast title pawn process to run without a hitch, read this post to the end.
What Makes A Fast Title Pawn… Fast
The online title pawn process is specifically designed to keep the length of each procedure as short as possible to accommodate all prospective clients even during the busiest of times.
All in all, the average time (without commute) a prospective borrower spends on the title pawn process is between 30 to 45 minutes.
This is due to several aspects of the loan process:
- It takes only filling out a short inquiry form to get started (no more than a couple of minutes);
- The process itself is simplified to the maximum, and there are no complicated bureaucratic procedures to go through;
- The longest procedure of the entire process is probably the car inspection which is required in order to determine your vehicle’s value;
- There’s next to no waiting period between getting approved and receiving cash - at the very latest, it takes less than 1 bank business day which in fact depends on your bank.
With this simple a process, there’s ONLY ONE thing you need to do to help it go along smoothly:
The Big Secret: Make Sure To Have All The Required Items Before You Start
See, while the title pawns are designed to be as accessible as possible - they’re still designed for a specific group of people. If you’re 18 or older, outright own your vehicle, and can prove you outright own your vehicle - you may qualify. Which is why before getting started on your fast title pawn process, make sure you’ve got all the required items in order.
The Required Items Include:
1. A State-Issued ID (A Driver’s License Will Suffice)
It’s required so that the lender can verify your identity and legal age;
The vehicle in question will be inspected to determine the maximum loan amount you qualify for.
3.The Vehicle’s Lien-Free Title In Your Name
Possibly the most important and oft-overlooked item of the bunch.
If there are outstanding loans, judgments, or other financial obligations placed on your title, it cannot act as pawn collateral. Therefore, make sure your title is clean before applying for a title pawn.
It also can’t act as pawn collateral if it’s in another person’s name (it can often happen with second-hand cars). Even if you get that person’s permission. That’s why, before you begin the process, make sure all the financial obligations your car title may be carrying are settled, and transfer it to your name at the local DMV if it’s not in your name already.
NOTE: If the title has 2 names on it, and one of them is yours, you can still qualify. Contact your local Georgia Auto Pawn, Inc. agent for more details on how this title type is usually processed.
Take Your Chances Even If Your Income Is Low
Georgia Auto Pawn, Inc. welcomes clients of all credit types and accommodates all sources of income. As long as the provided items meet our requirements, you can easily qualify for our title pawn even with bad credit and/or non-salaried income. In fact, since title pawns are secured with collateral you provide, you aren’t likely going to need proof of income. The means of repayment will be completely up to you.
How To Get A Fast Title Pawn
If you’ve heeded our advice and have all the required items on hand and ready to go, then getting started will only take you a couple of minutes. You just need to find the online inquiry form on our website, fill it out, and submit it.
The inquiry form will send your information to the nearest store location. As soon as it’s processed, our loan representative will give you a call.
The representative will double-check the information you provided in the form, ensure you know what you need to proceed, and answer any questions you may have.
Once they’re sure you have all the necessary information, they’ll set up a meeting with you. You can choose to come into the store or meet with them at another convenient location.
Either way, you’ll need to take the required items - your ID/driver’s license, your vehicle, and its lien-free title in your name - to that meeting. The loan representative will inspect your car and examine the documents to determine if you qualify for the fast title pawn and on what terms.
If they approve you, they’ll help you with the final documents - and you’ll get the cash not long after.
Get Your Fast Title Pawn Today!
With our streamlined fast title pawn process, you could get cash for your car title today if you start the process early in the day. And at most, you won’t have to wait for more than a day - the very latest you’ll get the cash you need the next bank business day. Call us at 800-514-2274 to learn more about title pawns or fill out an online form to get started today!