How To Get Last-Minute Cash Fast

December 16, 2020| Mason Roberts 

Woman who pawned car and kept it.

Ever had to travel across the country in an emergency and scramble for last-minute cash? This is just one of the many sudden financial needs that could arise at any point in time. It can be a personal emergency or a work-related one. Medical emergencies can also require immediate financing, and so can big events like funerals or weddings. But where can you get cash on such short notice?

You can take out a loan! Although traditional loans might take longer to process, “fast” loans can be acquired within a matter of hours. Today we will discuss two of the most popular fast loans out there: car title pawns!

Sell Your Extra Items

Most of us likely have a few extra items laying around the house that we can sell in order to make extra fast cash. If you find yourself suddenly in need of extra money, you can always take to the internet to sell those items you don't need. 

Look For Quick Gig Jobs

Thankfully, there are plenty of things around your hometown that you'll be able to find, many of which are likely to offer same-day payment. Whether it's helping a neighbor with a task or offering your services around the neighborhood, see how you can help and secure the extra cash you need, too. 

Take Online Surveys

There are plenty of sites that will pay you to take surveys. The best part? You'll get your money immediately. Just beware that some survey websites will require you to make a certain amount before you can withdraw your dollars.

Sign Up For Swagbucks

With the Swagbucks app, you watch videos, shop online, play various games, and take surveys to earn money. They don't cap your earning potential so it's limitless. You'll gain points from completely different tasks. These points can then be redeemed for gift cards or cold hard cash.

Don't Be Afraid To Revise Your Budget

While this doesn't give you more money, it does free up some cash that you already have. It might also help you in the following months. There are plenty of areas that you can cut back on (whether you feel like this is the case or not).

Title Pawn

A title pawn also called an auto pawn or a title loan is a special type of collateral-based or a pawn-based loan where the collateral is your vehicle. The only requirement for this type of loan is that you need to own a car title (a car title is a document that gives proof of car ownership).

These loans have a longer-term than payday loans, and often offer repayment in installments. The loan amount is also bigger, and the limit usually lies between 25-50% of your vehicle’s value. An auto pawn is thus more appropriate for bigger financial emergencies - medical emergencies for example, which usually cost an arm and a leg.

The requirements for an auto pawn are:

  • 18 years plus of age
  • An active bank account
  • A valid photo ID
  • The original, lien-free car title owner

Title pawns also have the following advantages:

  • Hardly any requirements: They do not require a credit check- lenders accept bad credit and nonexistent credit too.
  • They are very easy to obtain; you can get an online title pawn. Applications are short, simple, and processed completely online.
  • They are big loans.
  • You can get your cash very fast – typically on the same day, or by the next.

To top it off, unlike other pawn loans, title loan lenders do not keep your vehicle during the repayment term. You can drive around in your car freely during that period, and your traveling convenience is not impacted at all. Title pawns are a way for you to pawn your car and keep it, too. 

 Woman holding same-day title pawn.

How To Get Georgia Auto Pawns Near Me

The application and approval procedure is a piece of cake. All you have to do is:

  1. Navigate to our homepage and fill out and submit our short form.
  2. Doing so will allow a representative to contact you to schedule a time to have your vehicle inspected.
  3. Once you have your vehicle inspected, you’ll fill out some basic paperwork.
  4. You’ll receive your cash!

The cash is directly transferred to your bank account (the details of which you will mention in your application). Within 24 hours of starting the application process, you will have received your cash. So whatever financial emergency it is that you were stressing about, don’t worry. The money from a title pawn will cover it.

Just make sure that you make your repayments responsibly and timely. Only borrow as much as you can manage to repay, and then follow up very attentively. Your timely repayments will have a positive impact on your reliability as a borrower and hence your credit will also improve! Lastly, remember not to have a mental breakdown when faced with a financial crisis, because now you know there are fast cash options available to rely on! So keep us in mind or, if you’re ready, start your application today.