What To Know About Your Georgia Vehicle Title

April 22, 2022 | Louis Tully

georgia view from car 

If you own a vehicle, the most important document to have is the title. Without your vehicle’s title, you won’t be able to prove that the vehicle belongs to you, and there can be several other negative consequences due to this fact.

To ensure you know everything you need to know about your Georgia vehicle title, keep reading.

What Is A Georgia Vehicle Title?

The vehicle title is the document that proves you are the owner of the vehicle. It includes key identifying information, including your name, address, license plate number, vehicle technical information, and vehicle VIN.

In the state of Georgia, you must immediately apply for a title and license plate upon purchasing or transferring the vehicle. If you move to Georgia or move counties, you are required to transfer the title to the new location’s county tag office within 30 days of the move. That way, the county has the most up-to-date information about the vehicle and its ownership.

Why Is It Important?

The importance of a Georgia vehicle title is relatively obvious. You cannot prove that you own the vehicle without the title. If you were to get into a scrape with the law, there’s not much the law could do since you cannot legally prove that the vehicle is even yours.

What If I Haven’t Paid Off My Vehicle Yet?

It’s important to note that your title will not fully belong to you until you pay off the vehicle in total. Because most people use a loan to buy their vehicle, their title will not be in their name yet. Let’s look at an example.

Let’s say that you buy a car that has a lien. On the title, you will find the lienholder’s information, not yours. This is done to ensure your vehicle is paid off entirely before it can be sold. Once you pay off the debt, you will apply to get the title transferred into your name.

How Can I Update My Vehicle Title?

Whether you’ve just purchased a new vehicle, or you need to update the title information, you will need to visit your county tag office. The county tag office is responsible for distributing new tags and license plates for your county.

If you only need to update the address, you can do this online through the Georgia Department of Driver Services portal. You could also do this in person, but you would have to wait in line during the process. That’s why most people recommend doing this process online.

If you need to do something else regarding your tag and title, you will likely need to visit the county tag office in person. The good news is that the Georgia Department of Revenue has tons of information about what you need to do.

How Can I Use My Vehicle Title For Money?

Something else to know about your vehicle title is that you can actually use it for money. If you find yourself in an emergency situation and have a lien-free title, you can use it to apply for Georgia title loans, sometimes called Georgia title pawns.

With the title loan, you can get up to $15,000 based on the value of your vehicle. To qualify, you will need a lien-free title, your driver’s license, and your vehicle for inspection. You don’t even need a stellar credit score. All credit types are welcome to apply.

lady with money

How To Apply For Auto Pawns

The application process for an auto pawn is easy. Begin by going over to our home page and filling out the inquiry form. This inquiry form is completely safe, and it will match you to the closest storefront location. Once you click submit, a storefront location will receive this form and give you a call. Be sure to answer this phone call so that the representative can walk you through the rest of the process and set up a time to get your vehicle evaluated. You can come to us, or we can come to you so that the process is as convenient as possible.

At the time of the inspection, have all of your required items ready. A representative will look through your items and inspect your vehicle to determine how much money you qualify for. If approved, you get to leave with your vehicle, and you can get the money you are approved for as soon as the same day or the next.

Apply For An Auto Pawn Today!

A Georgia vehicle title is what proves that you own your vehicle. Not only that but it can be used to get you up to $15,000, depending on the value of your vehicle. If an auto title loan sounds like an option for you, get started today by filling out the Georgia Auto Pawn, Inc. inquiry form. We look forward to speaking with you soon!

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

author blurb