Why Should I Choose Georgia Auto Pawn, Inc For A Title Pawn?

July 15, 2021 | Louis Tully

georgia auto pawn customer

Are you looking to take out a title pawn in Georgia? Then you might want to look into what Georgia Auto Pawn, Inc. has to offer.

We make sure that the process is simple, straightforward, and understandable. You’ll have the support of our experienced specialists throughout the entire process, accommodating your situation to the best of their ability. If your application is successful – you’ll need less than a day to get the money you need. So, let’s go into details.

Here’s How You Can Benefit from Georgia Auto Pawns, Inc.

1. Minimal Requirements

One of the upsides of getting a Georgia auto pawn with us is a simple and straightforward process. What you need to qualify is to be 18 or older (minors cannot qualify due to state regulations); outright own a car, and have lien-free title to it and in your name.

Here’s a full list of items you’ll need to provide:

  • A state-issued photo ID verifying your identity and age (a driver’s license will also suffice);
  • Your vehicle for inspection to determine the maximum loan amount you qualify for (based upon its value);
  • Your vehicle’s lien-free title in your name to verify car ownership (and act as collateral).

2. Bad Credit Accepted

As long as you provide all the required items, and the inspection deems they satisfy the lender’s standards, you can get approved for a title pawn regardless of what your credit looks like.

While our associate may have to perform a quick credit check if you’re applying for a larger amount, the results aren’t likely to disqualify you, if you’re providing sufficient loan collateral.

So, you can freely apply and get approved if your credit is bad, or if you have no credit at all.

3. All Types of Income Are Welcome

Unlike traditional financial institutions, the stability and longevity of your income won’t influence your chances of getting a loan if you apply with Georgia Auto Pawn, Inc. And not only that, but you can also qualify for a title pawn even if you’re unemployed.

georgia auto pawn alternative proof of income

As the title pawn is a secured loan (with your car title acting as collateral), we do not require additional proof of your ability to repay the loan – our assets are already secured.

So, the means of loan repayment are completely up to you. You likely won’t even be asked to provide proof of income.

4. Strict Information Privacy Rules

When applying for a title pawn at Georgia Auto Pawn, Inc. you can rest assured that your information will stay fully confidential.

Georgia Auto Pawn, Inc. never reports its loans to any credit bureaus, so your loan information will never influence your credit history or go onto any credit reports either.

This, however, also means that you won’t be able to build your credit up using a title pawn. If you were planning to get one in an attempt to improve your credit situation, you would have to find another option.

Please refer to the privacy policy on our website for more details.

5. You Get to Keep Your Car

Getting a title pawn doesn’t mean giving up your car.

While certain lenders may ask you to leave your car as collateral during the loan repayment period, the majority – including Georgia Auto Pawn, Inc. – will only ask for a title. Hence why it’s called title pawns.

The car will only need to come in for a brief inspection to determine its value, and you’re free to leave with it, after getting approved for the loan.

As long as you keep making timely payments the car stays with you, you leave only your title with us which will come back to you once the loan is fully paid off.

How to Get a Georgia Auto Pawn

customer with georgia auto pawn cash

  1. Get started by either calling the store of your choice or submitting an online inquiry form on the website, and wait for the store representative to get in touch with you via phone.
  2. The representative will provide in-depth information about the process, answer any questions you might have, and set up a meeting with our associate for you.
  3. Drive your car to the meeting, and make sure you have the ID and car title with you. The associate will inspect the car and assess the documents to determine if you qualify for the loan and what the terms of your loan should be.
  4. If they approve you, you’ll get the cash the very same day.

Get Started Today!

When hit with an emergency, remember that Georgia Auto Pawn, Inc. has your back covered. In as little as 30 minutes you can receive the funding you need for covering your unexpected expenses and solve your urgent financial problems. You can get started today by filling out a short intake form on our website and get your title cash in no time!