man with car auto pawn cash

Explore Your Financial Options With An Auto Pawn

No matter your financial situation, we all need extra cash at times. With an auto pawn, Georgia Auto Pawn, Inc. is here to help you leverage your vehicle's title for fast cash without giving up your car. Whether you're facing unexpected expenses or need funds quickly, an auto pawn can provide a simple and efficient solution.

How an Auto Pawn in Georgia Can Help You

The most critical piece of this situation is that you must have the title to your vehicle and be free of other liens or pawns. A clear title has nothing borrowed against it. 

The title must be in your name. If you still need to, you must get the title transferred into your name before applying for an auto pawn. If your name is on the title with another person, it's fine if the other person is willing to sign for the auto-pawn with you.

How Much Can I Borrow?

In Georgia, the maximum limit for an auto pawn is $15,000. Your approval will depend on the value of your vehicle and the condition it is in, however. 

Let's say your vehicle is valued at $8,000. We cannot give you $15,000 when the car we're backing up the pawn with is worth less than that. Your approval amount is based on your unique situation.

woman applying for auto pawn with toy car on desk with text How an auto pawn can open up financial options

Auto Pawn Requirements: What You Need to Qualify

To qualify for an auto pawn with Georgia Auto Pawn, Inc., you’ll need:

  • A lien-free vehicle title
  • The vehicle for inspection
  • A state-issued ID or driver's license

Easy Steps to Apply for an Auto Pawn in Georgia

Applying for an auto pawn is a simple process:

  1. Start by filling out the short inquiry form on our website.
  2. A loan specialist will contact you to set up an inspection at your convenience.
  3. At your in-person appointment, we’ll review your documents and inspect your vehicle.
  4. Once approved, you’ll receive your cash the same day or by the next business day.

The Face-To-Face Meeting

You only need a little time for the in-person meeting. Your pawn specialist will look over your lien-free title and your ID. Then, they will quickly inspect your vehicle. The inspection ensures the car is in good condition so the value can be determined.

The inspection agent will determine the amount for approval and let you know what you want. You can decide to accept or decline the offer if you like.

If you get it, you'll sign a few places and determine how your cash will be distributed. You'll have the funds you need that same day. At the latest, you'll receive the funds on the next business day.

Do I Have To Have A Checking Account?

You do not have to have a checking account. We will not ask for proof of a performance. We also won't ask for proof of income. 

This is a collateral-style pawn that is backed by your vehicle's value. The agent may ask you if you feel confident in paying back the auto pawn, but you won't have to show proof of anything.

toy car and auto pawn cash

Can I Keep My Car During The Auto Pawn Term?

Yes! You do not hand over the keys to your vehicle. You get to keep driving it throughout the term of the title pawn. As long as you keep up with your payments, you cannot lose your vehicle.

Why Choose an Auto Pawn Over Other Loans?

An auto pawn is a great option for those in need of quick cash. Unlike traditional loans, there's no need for a credit check or proof of income. The process is fast, allowing you to get the money you need while keeping your vehicle.

Get Started Today with Georgia Auto Pawn, Inc. Don’t wait until your financial situation becomes critical. An auto pawn can give you the cash you need, and you get to keep driving your car. Start your inquiry online today!


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.