Financial goals should be something everyone should be setting. Yet, so many people don't. More than half the American population needs more adequate savings, and at least 10 percent have no protection. That doesn't bode well when something unexpected happens. 

Those with no savings need to know the resources available before emergencies happen. Having a plan reduces stress and allows you to make quicker decisions to move on with your life. 

One of the avenues open to those who own a vehicle outright is a title pawn. Keep reading to discover how Georgia Auto Pawn, Inc. can help you face a financial emergency with peace.

How Can You Achieve Your Financial Goals With A Title Pawn?

Why Use A Title Pawn?

Those living in Georgia understand how things can pop up unexpectedly, as drastic weather shifts have caused power outages, car damage, frozen water pipes, and all the rest. These types of emergencies can create a disaster for your budget. 

You may also want to use a title pawn to consolidate some debt hanging over your head into one payment. There may need to be some calculating to see if this has advantages, but it remains an option for achieving financial goals.

A title pawn can also be helpful if you are the first to be brought into court on past credit accounts. You don't want judgments on your record, and getting a vehicle pawn can help you avoid having that on your record. 

Setting Financial Goals

One of the first things you should do when trying to achieve more out of your financial life is to set reasonable goals. 

1. Start Saving

Some of the earliest goals you should aim for to gain wealth are to start savings, pay down debt, and invest in something stable. Those may seem impossible, but small steps can make it happen. 

Savings can start with having your bank automatically put a small portion of your paycheck into your savings account. For some, when they don't see it, they don't spend it. 

2. Pay Down Debt

Paying down debt can be problematic, but you can do that with a debt consolidation plan or by negotiating payouts with creditors. Most are willing to work with you. A title pawn may solve some long-standing debt on your credit report. 

Paying off the debt listed with credit bureaus can improve your score while the title pawn isn't reported. Your credit report can improve quicker this way, but you'll need to do some research.

3. Consider Investments

Finding some stable investments is always a good idea. Land is the most conservative investment, so consider what needs to change to buy a house if you don't already own one.

Do I Need Good Credit To Apply?

One aspect of this type of loan is that an auto loan doesn't require a credit check, so even those with bad or no credit can apply. Private lenders also don't report your application or loan to the three major credit bureaus, so your score will stay high. That can help you manage emergency payments without disrupting your other financial goals. 

Where Can I Go In Georgia To Get A Title Pawn?

Georgia Auto Pawn, Inc. offers title pawns up to $15,000. The exact amount you can receive depends on your vehicle's value and ability to repay. You will need three things to apply for a vehicle pawn with this lender, but they are basic things most people have. Here are our simple requirements:

• A driver's license or state-issued ID
• A clear or lien-free title to your vehicle
• Your car is available for inspection. 

If you have these requirements, you're ready to begin the title pawn process. 

How Does The Process Work?

Starting the application process is easy. The process can begin in the store or online by submitting an inquiry form on the website. Once the inquiry form is submitted, you will be contacted by a representative who will explain the rest of the process to you and validate your required items. 

One convenient feature of today's vehicle pawn applications is that you don't have to do the application in the store. You can choose the location where you fill out the application with a store representative. That makes it easier for you and your schedule. 

The store representative will inspect a vehicle and determine how much you can borrow in a pawn. Paperwork will be signed, and the whole process can be finished in a half hour. You can get your money either the same day or the following business day.

Submit The Online Form Today

Getting started with a title pawn is as simple as submitting the online inquiry form. It isn't an application; it is a form that links you to a Georgia Auto Pawn, Inc. store representative who can answer your questions. It is one way to determine if a title pawn is a good solution for you. You have a lot to do to meet your financial goals. This is one option that could work in your favor. Fill out the form today!

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.