Financial Freedom: How Living With Less Can Give You More
October 26, 2020 | Peyton Sawyer
More and more people are embracing the minimalist lifestyle for how simple it is and how inexpensive it can be. Instead of accumulating many things, they believe that a simple and more streamlined life provides more freedom, fulfillment, and joy. Here are some ways that living with less can actually give you more.
You Keep Only What Gives You More Value
Out of all the things in your home, you probably only use about 10% every day. So, what’s the other 90%? Clutter. Some of them are nice to have, some of them you keep “just in case”, some of them you want to throw away but feel bad about wasting it, but more likely most of them you even forgot you owned. They’re just taking up space and gathering dust.
As Marie Kondo said, keep only what brings you joy. They either do their job so well that you save time and money; or, they make you smile whenever you see them. Either way, they give value that’s beyond their price tag.
You Maximize Your Space
Not all of us can afford to live in spacious mansions. Most of us have to make do with small apartments because big homes also have big rental fees. But if you have a minimalist lifestyle, you can be perfectly happy in a small space. And if you decide to move, packing up is so easy! You’re free to live wherever you want, move whenever you want, and travel at a moment’s notice.
You Always Find What You Need
You spent a small fortune decorating your home office, but you can never find a stapler when you need it. That’s the problem with owning too many things: it’s harder to find what you really need. You waste money on things you don’t need and waste time looking for things that you do.
You Spend Less Time Cleaning
One of the greatest advantages of having a minimalist lifestyle and home is that cleaning becomes really fast and easy. Instead of spending a whole day dusting, vacuuming, and polishing, you can clean up in an hour or less. That’s more time to do the things you really enjoy!
You Let Go Of The Past
We keep many things out of sheer sentimental value. Childhood toys, family souvenirs, gifts from friends and ex-lovers, items inherited from relatives. But that’s like living in a museum, where every wall and corner is stuffed with relics from the past.
There’s nothing wrong with keeping a few things that have a lot of value to you, but don’t hold on to something just because you feel guilty about letting it go. Even museums curate their exhibits, and you should curate your life and possessions as well.
You Can Spend On High-Quality Items
Life is like buying a frying pan. You can spend on a cheap 10-piece set that doesn’t really hold heat well and starts warping after just a few months, or you can invest in one heavy-duty pan you’ll use every day and last for years. Minimalists aren’t misers. They don’t avoid spending money, they just make sure that what they buy has real value. Once you spend more consciously, you will not only save more money but make better purchases.
Financial Freedom In A Crisis
For many people who practice minimalist living, the biggest benefit of this lifestyle was financial freedom: they no longer felt attached to material things or obsessed with accumulating more. But there are moments in life when you need money—not to buy a luxury item, but for a medical emergency or unexpected event.
One good example is the COVID-19 pandemic, a totally unprecedented event that caused many people to suffer unexpected financial setbacks. It happens to the best of us. For these moments, you can raise emergency cash with a short-term loan like an auto pawn (also called a title pawn).
An online title pawn is essentially a loan you take with your vehicle as collateral. Unlike bank loans, you don’t need to have a really high credit score, nor do you have to go through a lengthy and complicated application process. One of the best parts of being able to pawn your car for cash through a title pawn is that they’re not based on your credit score. We welcome all credit scores that apply – good, bad, or nonexistent.
Here’s how you can secure your title cash near you:
- You start by filling out a short online form that will ask for your contact information and your vehicle information.
- A representative will contact you with the next details. You’ll be asked to bring the following to your meeting:
- Your driver’s license
- The title to your vehicle
- A blank check from your bank account
- Your vehicle for inspection
- Meet with your representative at the location and time of your choice.
- Learn how much money you’ll receive. You can receive up to $15,000 for your title loan depending on the state of your vehicle.
- Fill out the paperwork and receive your loan money. The loan will be deposited directly into your bank account.
Embracing the minimalist lifestyle will make your life significantly easier and, thanks to the Georgia Auto Pawn process, you’re never far away from financial emergency relief.