car repair loan auto pawn

Emergency Car Repair Loans to Get You Driving Again Fast

Finding out that your car needs to be repaired can be stressful, to say the least. Whether it's just the ignition system, the transmission that needs to be repaired, or any other issue, you'll probably want the car to be up and running as soon as possible. This type of situation can be compounded if you do not have the money you need to address the problem. You may not know that you are can get emergency car repair loans. Learn what you can do from auto repair loans, auto repair shop financing, getting an installment loan, using your credit cards, or getting an auto title pawn to help for you car repair needs.

Here are a few emergency car repair loans to get you driving again.

Auto Repair Loans

There are many lenders out there who provide specifically designed auto repair loans. Auto repairs can be a big expense so, it makes financial sense for you to pay it off like you do all other big expenses. You can search online for auto repair lenders or just get a Georgia Auto Pawn, Inc. and save yourself the hassle of going anywhere else.

Auto repair lenders have various ways of paying for your car to get fixed. Some might pay the dealership or auto shop directly, while others might deposit the amount in your bank account or give you a virtual credit card. Auto repair lenders will have various eligibility, but most will require a good credit history.

Auto Repair Shop Financing

Auto repair shops know that footing a large bill to get your car repaired can be difficult. This is why some auto shops offer financing plans to their customers. However, these types of loans are not available at every repair shop. Also, with types of loans like this, you might not know or have the means to pay the installments you are required to pay each month.

Installment Loans

You can also get an installment loan to fund your car repair. Installment loans have a fixed payback schedule of around 3 months to 3 years, with the borrower knowing in advance how much they will end up paying back each month. Although installment loan lenders will have a look at your credit history bad credit is usually accepted as well.

Use Your Credit Card

For repairs that are not that costly, you can use your credit card. However, there are two disadvantages to using a credit card to get your car repaired. First, you will have to pay back the loan during your current billing cycle, which will most likely be a month. Secondly, your available limit might not be that high.

Use An Auto Pawn

You can always use an auto pawn to finance your car's repairs. Auto pawns are short to medium-term loans that you can get in return for your car's title held as collateral. An advantage of auto title pawns is that you do not need good credit to be approved.

Auto pawns can also be used when urgent cash for emergencies such as hospitalization, sudden home repairs, or unexpected travel is needed.

Benefits of Auto Pawns

auto pawn loans

Get Approved Quickly

The main advantage of auto pawns is that they are easy to acquire and ensure fast payment. With Georgia Auto Pawn, Inc. the whole process is hassle-free and takes just 30 minutes. All you have to do is fill out an online application. Once your loan has been approved, the cash will be transferred to your account on the same or the next day.

At Georgia Auto Pawn, Inc. you can get a maximum of up to $15,000!

Bad Credit Accepted

Another advantage of auto pawns is that you do not require a strong credit history. No credit history at all is accepted as well.

Keep Driving Your Car

If you get an auto pawn, you will be free to use your car as long as you keep making the payments. To qualify, you will have to prove that the car is in your name and lien-free, meaning there is no outstanding claim against it.

Easy Payback System

Paying back your loan is easy and can be done online. Generally, you will have to pay it back in 1 or 2 months.

How to Acquire an Auto Pawn Near Me

In order to acquire an auto pawn, you can either visit title pawn places in person or you can go online. This is the step-by-step title pawn process for acquiring an online title pawn:

  • If you live in Georgia, go to the homepage
  • Fill out the online form
  • Once you are finished, you will get a call from a representative who will ask you to visit a location near you
  • You will have to bring the car’s title and your driver’s license or state issued ID
  • The representative will check your car and let you know the loan amount you are eligible for
  • Once it is done you will get the amount deposited in your account the same or the next day
  • The whole process should not take more than 30 minutes after which you can drive off with cash in your bank

In conclusion, car repair money can be had with a car repair loan. There is no need to worry or stress over repairs you can’t afford when there are so many fast cash options available to you regardless of your credit. Auto pawns are one option that can get you the money in no time at all without any hassle.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.