no-credit-check-car-title-pawn woman with cash

All Credit Types Welcome To Qualify For An Online Title Pawn

When you have urgent expenses, you can utilize the equity in your vehicle to help address a financial emergency. An online title pawn may be just what you need to help face a financial crisis.

Georgia Auto Pawn, Inc. offers quick financial options when unexpected expenses arise. If you own your vehicle outright, you could apply for an online title pawn and quickly get the extra cash you need. You could get approved today even if you have bad or no credit at all.

Don't let your credit keep you from applying for an online title pawn. Let Georgia Auto Pawn, Inc. help you tackle a financial emergency. Please keep reading to find the easy way you can. 

Can l Qualify For An Online Title Pawn With Bad Credit?

All Credit Types Welcome

The best thing about an online title pawn is it doesn't matter what your credit history looks like. You can have bad credit, or you can have no credit. We won't disqualify you for that. Our concern with an online title pawn is that you have the title to your vehicle in your name, and it's free of any debts. It must be lien-free.

You can apply for an online title pawn, and it won't hit your credit. We don't even report to any credit agencies. Title pawns are meant to help people who need cash fast and own their vehicles outright.

representative with calculator and title pawn cash and toy car with text Can I qualify for an online title pawn with bad credit

How Much Can I Borrow On An Online Title Pawn?

A title pawn allows you to borrow money against your vehicle's title. Once you've paid your vehicle off (lien-free), it has a value of nothing but equity. Just as you can do with a house, you can borrow money against the equity in your vehicle. The title pawn is backed by the value of your car, not based on your credit history. 

You can borrow up to $15,000 in Georgia against your car's title. However, your approval amount is based on the value of your vehicle. You won't get $15,000 backed by a 7-year-old compact car. Those cars are worth less than $15,000 after seven years. You can borrow an amount equivalent to or less than the vehicle's value at the time of your application.

The other piece of this process is the condition of the car. If your car has been in an accident, it is likely worth less than it would have been had it not been in the accident. The condition of your vehicle will also affect the value. 

What Do I Need For An Online Title Pawn?

You must be 18 and have a state-issued ID or driver's license. You'll need one of these to show as proof of your identity. 

You also need the lien-free title to your vehicle. It must be in your name. We get asked if clients can use titles signed over to them during a sale between two parties. The answer is no. We cannot grant a title pawn using a title that was signed over. You must have the official title in your name. 

If the title is outside your name, you must make an appointment at the DMV and get a new title officially in your name. If your title is in yours and someone else's name, you can still gain approval for an online title pawn, but you'll need the signature of the other owner of the vehicle.

Georgia man with title pawn cash

How Do I Apply For An Online Title Pawn?

As the name implies, you can apply for an online title pawn online. Go to the homepage of this website, and you'll see the cover of our inquiry page. You can start the online title pawn process by entering your name, email address, phone number, and the information about your vehicle. 

Once you submit the inquiry form, you'll hear from one of our friendly title pawn specialists. Please keep your phone nearby when you submit your inquiry because we generally call quickly.

When you talk with the specialist, you can ask any questions. When you feel confident this is something you want to pursue, the specialist will help you schedule an appointment for a face-to-face meetup with an inspecting agent. That's where you'll present the title, ID, and the vehicle for inspection.

The Bottom Line

Stay calm about your money situation. When those unexpected expenses pop up, you can turn to your vehicle title and Georgia Auto Pawn, Inc. to find a convenient option. 

If you own your vehicle outright and need emergency cash, we're here to help. You can go ahead and start your inquiry now. We'll contact you to learn more about what you're looking for soon. Your credit history doesn't have to deter you from pursuing the urgent funds you need on a title pawn.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.