Financial emergencies can happen to anyone, and when you need fast cash, vehicle title pawns may be the perfect solution. Even if you have savings, it may not cover unexpected expenses that you experience. 

With a title pawn, you can raise money in just a few days, and you don’t need to rely on friends or family.

Title Pawns: Keep Your Car, Get Your Cash

A title pawn is a secured loan where you use your vehicle title as collateral. It’s a quick and easy way to raise money without giving up your car. Don’t be misled by the name—unlike pawnshops where you leave your jewelry or other valuables until you pay off the personal loan, you don’t have to give up your car.

Instead, we place a lien on the vehicle title. A lien is simply a legal claim on the property based on the obligation to pay off the loan. You’ve gone through this before: when you took out a car loan, the bank placed a lien on the title until you made your last payment.

You were still able to use your car while it was being financed, right? It didn’t affect your routine or freedom in any way. It's the same way when you use a title pawn to get cash with your vehicle title, the lien is just part of the understanding that you’ll pay off the loan on time.

The Benefits Of Car Title Pawns

A title pawn is a great way to access quick and easy money, even with bad credit. Here are some key advantages of using your vehicle title to secure a GA title pawn:

• You can apply even if you have bad credit. Banks will conduct thorough credit checks before approving a loan. If you’re applying for a large loan amount, the requirements become even stricter. They’ll look at your income, and employment history, or ask for a higher credit score.
• You don’t have to go through a lot of paperwork. Banks will ask you to fill out several forms and submit a lot of documents. All this takes time, and any error in the form or missing document will cause delays. You may even need to visit the bank several times, which wastes your time and may even require you to take time off work.
• You can get the money right away. Bank loans can take weeks to process, and sometimes you just can’t afford to wait that long. When you pawn a vehicle, you can get approval and receive the money on the same day or the very next business day.

How To Qualify For Emergency Cash With A Title Pawn

The most important requirement for getting a title pawn is to own a vehicle with a lien-free title. You must be able to present proof of ownership by presenting a vehicle title that is under your name and a valid government-issued ID with a photo.

Since the vehicle title has to be lien-free, this also means that the vehicle must be fully owned and paid for. If you are still making payments on the car loan, the bank or financer still has a lien on the title. Under the law, a property can’t have two liens simultaneously.

A Step-By-Step Guide To Getting Cash Using A Vehicle Title

Georgia Auto Pawn, Inc. is one of the most reliable providers of title pawns. We are known for our customer service, our efficient and convenient application process, and fast payouts.

Just follow these simple steps and you can get cash using the vehicle title on the same day you apply.

1. Contact Us

You can either call any of our store locations or use the online inquiry form to request a call from one of our loan representatives. We usually call back within a few minutes, so we recommend that you keep your phone next to you!

During this call, the loan representative will personally assist you and explain everything you need to know about a title pawn. You can ask questions anytime—we are very transparent and will do everything we can to help you understand the process and requirements.

2. Submit The Loan Requirements

Set up an appointment at any of our branches or ask the loan representative to meet up with you at your desired location. Be sure to bring your lien-free vehicle title, a government-issued ID with a photo like a driver’s license or passport, and your vehicle for inspection.

The loan representative will review your documents and then do a quick five-minute inspection of your vehicle. This enables us to assess its market value and compute the loan amount you qualify for.

This entire in-person process of vehicle title pawns can be completed in half an hour. So in just 30 minutes, you’ll know if your application was approved and get your loan package.

3. Get Your Money

If you agree to the interest rates and loan terms, just sign a few documents and you’re ready to receive cash using the vehicle title. Once that is complete, we release the money the same day or the next day. It’s that fast and convenient!

FAQ: Common Questions About Georgia Title Pawns

1. Will a title pawn affect my credit score?
Bad credit loans such as title pawns are based on your vehicle's value, and they typically do not involve a credit check. Repaying the loan on time ensures there is no negative impact on your credit.

2. What happens if I can’t repay the title pawn?
If you’re unable to repay the loan on time, reach out to your lender to discuss possible extensions or alternatives. Failure to repay the loan could result in the lender claiming ownership of your vehicle.

Fill Out Our Online Form Today!

If you need to raise emergency title loan cash ASAP, then we at Georgia Auto Pawns, Inc. are here to help. You can get cash using your vehicle title! We have gone through all of the steps so you know just what you need to apply, and how the process for car title loans will go.

You can get started on your today! Fill out the online form and secure emergency cash through bad credit loans by using your vehicle title.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.