If you're struggling with short-term cash flow, getting cash for a car title might be the solution you need. At Georgia Auto Pawn, Inc., we make the process simple and quick, offering no credit check title pawns for up to $15,000. Here's everything you need to know about how our straightforward title pawn process works and how you can get started today.

How Cash For Car Title and Title Pawns Work Without Credit Checks

Title pawns allow you to secure funds using your lien-free car title as collateral. Unlike traditional loans, title pawns are fast, simple, and don’t rely on your credit history. Instead, your vehicle’s value and ability to repay determine your loan amount.

At Georgia Auto Pawn, Inc., you keep your car while repaying the pawn. You put up your title as collateral, and the lender temporarily becomes its owner while you repay the pawn. Once you’ve finished making payments, you’ll reclaim the title. You can use the car as usual during this time.

Do I Need To Own My Vehicle?

You must own your vehicle outright, with no liens or judgments against it, to get cash for the title; otherwise, we (and other title pawn lenders) cannot work with you. The reason is that if you have a lien against your vehicle, technically, another entity owns it.

As such, you can’t use it as collateral to mitigate risk for the lender. If you own your title, you’re good to go and can use it to get up to $15,000 toward your expenses via a title pawn.

Do You Qualify for Cash For Car Title?

To qualify for cash for your car title or a title pawn, you’ll need:

• A lien-free car title in your name.
• A valid government-issued ID (e.g., driver's license, passport).
• Your vehicle for a quick inspection.
• Be at least 18 years old.

How Can I Check If I Own My Vehicle Outright?

You should first and foremost consider whether you have payments left on your car. If you do, the dealership or car company likely has a lien against your vehicle, which is part of your agreement upon purchasing it.

As such, you’ll need to wait until you’ve finished making payments on it to take advantage of title pawns. You can also check your paper or electronic title for liens. The lienholder will be listed on the titular “Lienholder” line on a paper title. You can check your electronic title online for liens and pay the lienholder accordingly.

With a paper title, you’ll need to file for a lien release form from the lienholder once the lien is paid off and submit a form for a duplicate title, pursuant to the Georgia Department of Motor Vehicles (DMV) regulations.

How It Works

Now that you understand precisely why you need to own your car outright to get cash for title, here’s how you can apply with us.

1. You can either contact the store or fill out the online inquiry form to send your info to a location of your choice.
2. Soon after, you’ll get a call back from a representative, so make sure you answer your phone! They’ll review your info, confirm the next steps, and set up a meeting with you. Feel free to ask any questions you may have at this time.
3. Another added benefit of a cash-for-car title loan is that our representative can meet you at a convenient location— your office or home. You can choose to meet at your nearest Georigia Auto Pawn, Inc. store or the location of your choice.
4. At the meeting, ensure you’ve got your required items (ID, lien-free title, car). The representative will go through a quick, 5-minute inspection to determine if you’re approved and what you qualify for.
5. Complete this process, and you’ll be able to get your money that day or the following business day.

Why Choose Georgia Auto Pawn, Inc. for Title Pawns?

1. Fast Approval: Complete your application and get your cash the same day or the next business day.
2. No Credit Checks: Your vehicle’s title secures the pawn, so there’s no need for a credit history review.
3. Convenience: Apply online, in-store, or have a representative meet you at your preferred location.

Frequently Asked Questions

Can I apply for a title pawn if my car is older?

Yes! As long as your vehicle has value and you own it outright, it can qualify.

How often can I get a title pawn?

Title pawn terms and frequency may vary. Please check with a sales representative at the Georgia Auto Pawn, Inc. location for all the details.

How long does it take to be approved?

From the time you enter one our Georgia Auto Pawn, Inc. locations, it could take as little as 30 minutes to be approved for a car title pawn.

Get Started Today!

Don’t let financial stress hold you back. If you own your vehicle outright, getting cash for title without a credit check is easy. Georgia Auto Pawn, Inc. is here to help you access fast, no credit check cash for car titles. If you want to learn more or get started today, call a store location or complete the online form!

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.