If I Own My Vehicle Can I Get Cash For Car Title With No Credit Check?
If you're struggling with short-term cash flow, getting cash for title might be at the forefront of your mind. Thankfully, as long as you own your car outright, Georgia Auto Pawn, Inc. can help you get up to $15,000 with no credit check. Here’s how our simple, streamlined title pawn process works.
Get started with our online inquiry form, or contact any store location directly to get a quick call back from a helpful store representative. Following a quick inspection, you may be approved and can arrange to get your money and leave with your vehicle the same day or the following business day.
It’s just that simple — no credit checks are required! Keep reading to discover how getting cash for title works, when you should consider it, and how you can get started today.
How Does Cash For Car Title Work With No Credit Checks?
The reason you’re able to get cash for car title without credit checks is that the pawn is secured. Secured pawns use an asset as collateral for the pawn (think mortgages or financing a car). In the cash of a title pawn, your lien-free car title serves as collateral.
You put up your title as collateral, and the lender temporarily becomes its owner while you repay the pawn. Once you’ve finished making payments, you’ll reclaim the title. Naturally, you can use the car as usual during this time.
Do I Need To Own My Vehicle?
You must own your vehicle outright, with no liens or judgments against it, to get cash for the title; otherwise, we (and other title pawn lenders) cannot work with you. The reason is that if you have a lien against your vehicle, technically, another entity owns it.
As such, you can’t use it as collateral to mitigate risk for the lender. If you own your title, you’re good to go and can use it to get up to $15,000 toward your expenses via a title pawn.
How Can I Check If I Own My Vehicle Outright?
You should first and foremost consider whether you have payments left on your car. If you do, the dealership or car company likely has a lien against your vehicle, which is part of your agreement upon purchasing it.
As such, you’ll need to wait until you’ve finished making payments on it to take advantage of title pawns. You can also check your paper or electronic title for liens. The lienholder will be listed on the titular “Lienholder” line on a paper title. You can check your electronic title online for liens and pay the lienholder accordingly.
With a paper title, you’ll need to file for a lien release form from the lienholder once the lien is paid off and submit a form for a duplicate title, pursuant to the Georgia Department of Motor Vehicles (DMV) regulations.
Are There Other Pawn Requirements?
Aside from owning your title outright, you must also provide a valid state-issued ID. That could be any one of the following:
- Driver’s license
- Non-driver’s license
- Student ID
You will also need to bring your car to the in-person meeting, regardless of whether you go to the store or meet at your chosen location. Lastly, it would be best if you were over 18 to take out a pawn.
How It Works
Now that you understand precisely why you need to own your car outright to get cash for title, here’s how you can apply with us.
- You can either contact the store or fill out the online inquiry form to send your info to a location of your choice.
- Soon after, you’ll get a call back from a representative, so make sure you answer your phone! They’ll review your info, confirm the next steps, and set up a meeting with you. Feel free to ask any questions you may have at this time.
- Another added benefit of a cash-for-car title loan is that our representative can meet you at a convenient location— your office or home. You can choose to meet at your nearest Georigia Auto Pawn, Inc. store or the location of your choice.
- At the meeting, ensure you’ve got your required items (ID, lien-free title, car). The representative will go through a quick, 5-minute inspection to determine if you’re approved and what you qualify for.
- Complete this process, and you’ll be able to get your money that day or the following business day.
Submit Your Inquiry Today!
If you own your vehicle outright, getting cash for title without a credit check is easy. Of course, you should always consider your ability to repay the pawn. Still, regarding short-term cashflow options, we’ve covered you at Georgia Auto Pawn, Inc. quickly and easily. If you want to learn more or get started today, call a store location or complete the online form!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.