Read This Before You Borrow Money with a Car Title Pawn in Georgia
The type of car title pawn Georgia offers is unique. Not only can borrowers get more cash than they might in other states, but there are also various ways to get started. Before you get too excited about these possibilities, it’s essential to understand key aspects of Georgia car title pawns, including flexible repayment options and no need for perfect credit. In this article, we’ll cover 5 must-know facts about car title pawns in Georgia, including the ability to keep your car, quick cash payouts, and more.
5 Things You Should Know About Car Title Pawns in Georgia
Georgia is a massive state, with millions of people zooming in and out of its borders every year. Meanwhile, many of those people are just like you. They struggle to make ends meet despite their best efforts, and that's okay. With a car title pawn in Georgia, there's solace where there once was stress. And that's because these five things are true:
1. You Can Keep Your Car While Repaying
Many people mistakenly think that they have to give up the keys to their car when they get a title pawn in Georgia. However, that's only true if you default on the payment without contacting the lender. If you keep everything copasetic with the contract, you have nothing to worry about.
DID YOU KNOW: There are flexible repayment options available to help you manage your debts better.
2. No Perfect Credit Required
Another myth is that you always need excellent credit scores to qualify for big-money loans. That's not the case at all. In fact, you don't need a perfect credit rating to get approved for a car title pawn Georgia offers. Because other factors come into play, most people qualify even if their reports are messy.
DID YOU KNOW: You can qualify for a car title pawn in Georgia even if you have no credit whatsoever.
3. Get Cash the Same Day You Apply
Not only is this one of the most credit-friendly ways to get the instant cash you need, but it's also one of the fastest. Borrowers who begin the title pawn process early enough in the day can get paid by that evening. And since everything is set up through physical cash, you don’t have to worry about delays in issuing money.
4. Irregular Income? You Can Still Qualify
Despite the common belief that you need to be a full-time employee to qualify for a loan, it’s totally a different story with car title pawns in Georgia. Georgia Auto Pawn, Inc. specifically accommodates all types of income, and even alternative means of repayment can work well with paying off the borrowed amount.
DID YOU KNOW: The average family in the United States needs at least $3,000 in their savings account for emergencies.
5. Complete the Process Online or By Phone
Perhaps the best thing about getting a car title pawn Georgia style is that you can do it all from the comfort of your own home. First, sip mint juleps while answering some basic questions to get started. Then, schedule a time for an agent to finish the process and give you cash.
DID YOU KNOW: Georgia Auto Pawn, Inc. lets you choose the time and location to save you even more money.
Depending on the situation, there may even be a few other borrowing options available to you. In some cases, it may be wise to combine financial strategies to fit your individual needs. So, talk to your agent for more detailed information or create a plan with your loved ones ahead of time.
How to Get a Car Title Pawn in Georgia
The kind of car title pawn Georgia offers is meant to be quick and easy. That's why it's broken down into two simple steps that anyone can follow. So, here's how it goes:
1. Start on the Phone or the Website.
Find and fill out a short intake form on our website or call the office directly. Either way, an agent will contact you with preliminary approval within 30 minutes or less if you qualify. At that time, you'll be allowed to decide when and where the contract gets signed.
2. Finish at Your Earliest Convenience.
When you're ready, get these items prepared for your agent's review:
- The vehicle for a quick inspection. Try to clean it out and make any minor repairs necessary.
- The lien-free title to the car. Remember, this must be listed in your name.
- Your driver's license or a state-issued photo I.D. Be sure it's not expired.
3. Sign the Loan Documents and Get Your Cash
After the agent reviews your papers and inspects your car to determine its value and the amount you’re qualified for, you’ll be asked to sign a couple of papers. If the amount and the terms of agreement seem fine to you, you can sign the documents and get your cash.
Get Started Today!
Don’t let unexpected expenses catch you off guard. Georgia Auto Pawn, Inc. can help with fast car title pawns in Georgia, offering same-day cash and flexible terms. Get started online or call today to find out how much you qualify for!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.