What Do I Need to Qualify for an Atlanta Title Pawn?
August 23, 2021 | Louis Tully
Car title loans in Atlanta are pretty simple to qualify for, especially if you choose to work with Georgia Auto Pawn, Inc. The entire process is designed to be accessible and convenient for as many people as possible.
The qualifying requirements for an Atlanta title pawn are easy-to-meet which means you won’t need to spend extra time getting things in order.
Here’s What You’ll Need to Get an Atlanta Title Pawn
At Georgia Auto Pawn, Inc., we keep the process simple and quick. You will only need to provide 3 items to prove your eligibility for our car title loans in Atlanta.
1. A Valid Identifying Document
No minor can be approved for our Atlanta title pawn – you need to be of legal age to be eligible. And since title pawns are heavily regulated across the states, you can’t get an approval without a valid document verifying your identity and legal age. Another purpose of your ID is that it lets us know that the name on your title and the name on the ID are the same.
2. A Vehicle for Inspection
You will need to bring in the vehicle the title of which you’re planning to use for the loan. Our associate will perform a quick inspection to determine if there are any damages – be they mechanical or cosmetic, and what the overall condition of the vehicle is.
This, combined with its price as mentioned in a nationally recognized pricing guide, will determine its overall value, which, in turn, will determine the maximum loan amount you can qualify for.
3. The Vehicle’s Title
The title to the vehicle in question will stay with us and act as collateral until you’ve pay the loan in full. This means you need to own the car outright – the title must be completely lien-free with no outstanding judgments placed against it, and it must be in your name.
You cannot use a title in another person’s name, even if you’re a de-facto owner of the car and have their permission. You will need to have the title transferred to your name at the DMV if that’s the case.
What You DON’T Need to Worry about
1. Credit Score
Georgia Auto Pawn, Inc. welcomes all potential borrowers, regardless of what their credit looks like. You can get approved for our Atlanta title pawn even if your credit is bad! As long as the required items you’ve provided meet our requirements, you have chances to be approved.
2. Your Income
Title loans are a secured type of loan. Secured means you’re providing collateral that ensures the lender’s assets are protected. With Georgia Auto Pawn, Inc., it’s the title that will stay with us for the duration of the loan.
So, when applying for car title loans in Atlanta, you aren’t likely to need any additional proof that you’ll be able to pay the loan off down the line. The means of payoff are completely up to you.
What It Takes to Get an Atlanta Title Pawn
If you’ve determined that you satisfy all the qualifying requirements and have the items listed in order and ready to go, then you can get started right away.
- Submit a short inquiry form for a car title pawn in Georgia to connect with your preferred store.
- The store representative will call you as soon as the form gets processed to check the information you provided and explain the loan process. They will also set up a meeting with our associate for you.
- Take all the required items to the meeting with the associate. The associate will perform a quick inspection to determine if you qualify for the loan, and what’s the maximum amount you qualify for.
- When they’re done, if they’ve decided to approve you, they’ll explain the final procedural steps. They will also answer any questions you might have.
- After everything is clear, and you’ve completed the final paperwork – you’ll get your Atlanta title pawn and be free to drive off!
Get Started Today!
At Georgia Auto Pawn, Inc., you can get car title loans Atlanta offers in less than a day. There are only a few items you need to provide to prove your eligibility, and if approved, you could get cash for car title in as little as 30 minutes. Your financial emergency could be solved by the end of the day if you get started right now!