man got a title loan

The Reasons Why People Get Title Loans

Hearing the word “title pawning” may leave you asking “what is that? And why would I ever do that?” Well, title pawning refers to title pawns – similar to title loans offered in other states. Title pawns allow you to take your vehicle’s title and pawn it for quick cash. Getting a title pawn in Georgia is easy and can help you in many tricky, expensive situations. Sometimes you find yourself in situations that you cannot handle on your own. Whether you are paying for medical bills, home or auto repairs, or you find yourself suddenly without a job and unable to pay for your necessary expenses, these are all situations we face every day. And even if you do happen to have medical insurance or insurance on your home or vehicle, you may find that your insurance may not cover every situation. That is where title pawns can come in. There are actually plenty of reasons why you would turn to a title pawn for help.

Why Would You Turn To A Title Pawn?

You Can Get Up To $15,000 To Help

Like I said, a title pawn is used for when you are in a situation you cannot handle on your own. This won’t get rid of your debt or give you permanent financial relief – it wasn’t designed like that. It will however make financial emergencies a bit more manageable. With title pawns, you can get up to $15,000 to help you out with emergencies like medical bills, home or auto repairs, or if you find yourself unemployed and unable to pay for your necessary expenses. Or maybe you’ve already gotten over emergency but can’t seem to get back on track, you can use your title pawn to keep paying your necessary expenses while you are slowly getting back.

It Is Easy To Start The Process

Getting a title pawn is simple and quick. We don’t make you go through a process that is overdrawn and complicated to understand. The entire process starts by you filling out our online form. Once you submit it, you will receive a phone call from one of our pawn representatives from the location nearest you. During this phone call you will learn what the next step is and what you have to bring in with you. After the phone call, you can make your way to the nearest Georgia Auto Pawn to finish some paperwork and have a quick inspection done on your vehicle so we can determine how much you qualify for.

You Don’t Have To Bring In A Lot Of Items

When it comes to getting through our title pawn process, we require you to bring some necessary items in order to finish. Unlike other forms of financial assistance, we don’t make you bring in piles of paperwork that may be difficult to gather up and carry with you. We don’t want to make you do that. Instead, we require you to bring three items that, more than likely, you are carrying around with you right now. Those items are:

  • Your vehicle for a quick inspection to determine how much you qualify for.
  • Your vehicle’s title that is free of prior pawns or judgements.
  • Your driver’s license or state issued ID that states you are 18 or older.

Your Credit Won’t Automatically Disqualify You

If you have bad credit, you may find getting loans or other forms of financial assistance is much more difficult than if you were to have a good credit history. That is where we are different. Unlike those other forms of financial assistance, a bad credit score won’t affect your chances of being approved. Here in Georgia Auto Pawn, we will not automatically reject your application just because you have bad credit. We want this pawn to help you out when you are in a financial bind – so why would we automatically reject you if your credit is suffering due to the financial bind you are trying to fix? We wouldn’t want to add that stress on you. Instead, you can come and apply for our pawn no matter what your credit looks like and we will not automatically turn you away.

You Don’t Have To Sacrifice Your Vehicle

If you thought title pawning meant you’d have to give up your vehicle, I am happy to let you know that you are wrong. Getting an auto title pawn means you are pawning your vehicle’s title, not the vehicle itself. If you are able to adhere to the pawn repayment plan you and your pawn representative come up with while you are completing the approval process, there is no reason why we would want your vehicle. This means you can keep going about your daily routine and use your vehicle whenever and however you want – it will not affect your title pawn in the slightest.

auto title pawns atlanta, GA

Now, Get Started Today With A Title Pawn

Now you know the reasons people get a title pawn, what are you waiting for? If you are going through a financial situation that you cannot handle on your own, a title pawn could be the thing to help you out. Whether it is our fast and simple process, the amount of money you qualify for, or the fact you can keep your car, there are plenty of benefits when it comes to car title pawns. So the next time you are in the middle of a financial emergency and are struggling to handle it, look at a title pawn in Atlanta – and everywhere else in Georgia – could be the answer you need.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.