Looking to get a loan by pawning your vehicle’s title? If you are, you will find that there are a few title pawn requirements you need to be able to meet to qualify for one. Not just anyone can get it with any old vehicle. To find out what requirements need to be met, continue reading below.

Title Pawn Requirements

Getting a title pawn isn’t necessarily difficult, on the contrary. As long as you can meet the Georgia title pawn requirements the entire process is as easy and simple to complete as one can hope for. To qualify for a title pawn, you will need to meet the following requirements.

1. You Must Be Of Legal Age

In most states, to obtain a title pawn you must be 18 years of age or older. If you are not of legal age, you will not be able to apply for a title pawn let alone qualify for one. However, some lenders will allow it if you have a co-signer sign on to the loan agreement. Whether this option is available to you will depend on where you get your loan and their title pawn policies.

2. You Must Have An Identification

The facility in which you are applying to get a title pawn will require identification to prove your age. Just any type of identification will not do, however. For example, your school or college I.D. wouldn’t make the cut. You must be able to provide qualified identification. Typically, lenders will accept the following forms of identification when applying for a title pawn:

• Driver’s licenses
• State-issued I.D.
• Government-issued I.D.

3. You Must Possess A Lien-Free Vehicle

In order to apply and qualify for a title pawn loan, you must have a lien-free vehicle. A lien-free vehicle is a vehicle that does not have any outstanding payments on it. It must be fully paid off to be able to use it to obtain a title pawn.

4. You Must Have The Vehicle Title

If your vehicle is fully paid off, you will then be required to provide your lender with the title to the vehicle. This is an important requirement as it will be what is pawned to get your loan. Without it, you won’t be able to get a title pawn loan. If you can’t seem to locate your title, you can always contact the DMV and fill out the necessary paperwork to get a duplicate.

5. Name Must Match On Title

Even if you are 18 years or older and have the title to a fully paid-off vehicle, you won’t be able to take advantage of a title pawn if the vehicle is not under the applicant’s name. If you are looking to get a title pawn, the vehicle must be under your name, or it won’t be accepted.

6. You Must Be Able To Provide The Vehicle For Inspection

Last but not least in the list of title pawn requirements is the presentation of the vehicle itself. Even though title pawns require that the title be handed over for the duration of the loan, the vehicle itself must be made available for inspection. If you are approved for the loan, you will still leave with your vehicle. However, the inspection of your vehicle is what determines the amount of money that you will receive from pawning your vehicle title.

Can You Meet the Title Pawn Requirements?

If you meet the title pawn requirements above and can provide your local title pawn facility with the required documents, you will very likely be able to obtain a title pawn with little to no hassle. The only thing you will need to do is find a title pawn facility to apply for one.

Need a Title Pawn?

Seeking to pawn car title online? Georgia Auto Pawn, Inc. offers competitive title pawn services with a multitude of store locations to be able to choose the facility closest to you. Customers can apply for title pawn amounts of up to $15,000.

They make the process as quick and easy as they can. Simply:

1. Fill out an online inquiry form or call their store to speak to a representative
2. Get together the required documents (i.e., identification, vehicle title)
3. Meet the representative at the nearest Georgia Auto Pawn, Inc. location for a vehicle inspection and to provide the required documents
4. Complete the approval process
5. Arrange receival of funds

Fill Out an Inquiry Form Today

Don’t let time be the enemy in getting the money you need when you need it. Once you meet up for the necessary inspection, the in-person approval process can take as little as thirty minutes. Not only is the process a quick one, but you can also receive your money as soon as the same day or the next business day!

Don’t wait and get started today. If you can meet the title pawn requirements above, simply fill out an inquiry form online with Georgia Auto Pawn, Inc. to have a representative call you in minutes!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.