There are at least half a dozen reasons why struggling to make ends meet right now is senseless. Just ask all the people who have used a Georgia title pawn to get themselves out of a pinch.

What Is A Georgia Title Pawn?

A Georgia title pawn is a type of secured loan that uses your car title instead of another form of collateral. It's much easier to get than traditional bank loans, plus it doesn't use your credit score as a qualifying factor. In Georgia, borrowers can get as much as $15,000 on the spot if they meet the basic requirements.

Title loans let you keep possession of your vehicle while the contract is in good standing. That means you can receive lump sums of cash without involving your credit or losing an essential asset. Thus, it's one of the most commonly used finance options in the state and usually enjoys return business because of the convenience.

6 Reasons You Might Need A Georgia Title Pawn Right Now

You're not alone in needing quick cash for important costs. Life is unpredictable at best, plus even the most prepared person can face unexpected events that result in unplanned expenses. In fact, the people of Georgia share a lot more in common than they think. And these are their top six reasons for using title loans:

1. Loss of Income

With the already shaky job market and the surprise COVID-19 pandemic, more people are out of work than ever before in American history besides the Great Depression. Meanwhile, banks won't give out loans to people without a job. So, folks start using what they already own as collateral for the cash they need to make ends meet. Should you?

2. Home Repairs

Taking care of property can get expensive, especially if something breaks or gets damaged. Insurance already costs enough, and filing a claim only raises your premium. Many times, homeowners can solve issues with a little DIY. But when the money is unavailable, what are people supposed to do? For most in that situation, the answer is a Georgia title pawn.

3. Rent or Mortgage Payments

Your mortgage lender and landlord don't care about anything but you making your monthly payments on time. So, whether you're dealing with a hardship or short on cash, the bills still need to get paid. That means struggling every time the funds are due or paying your dues in advance to create a bubble. A Georgia title pawn can give you that option without involving your credit.

4. Illness or Injury

Most people don't make it through life without getting ill or injured at least once. But when you're the breadwinner, it's tough to take a day off. A Georgia title pawn gives you quick access to large sums of cash depending on your vehicle's value. So, use your hard work from yesterday to provide some solace today. That's what a lot of people in this state do.

5. Unexpected Costs

Because it's impossible to tell the future, most people have no idea how much money to keep in their savings account. Besides, it's hard enough getting funds in there to begin with. Unexpected living expenses, fees, charges, and costs can make or break an already strained budget. So, a lot of people look for credit-friendly loans to get through instead.

6. Unplanned Traveling

You never know when you might need to load up in the car and hit the road. But traveling, especially with a family, can hit your bank account hard. Thus, people in Georgia and beyond use title loans to make their vehicles foot the entire bill for the trip. It's smart, savvy, and it saves you time on securing funding otherwise.

How To Qualify For A Georgia Auto Pawn

Here's how to get a title pawn in Georgia if you need one.

Step One: Go Online And Apply.

Fill out the short intake application at Georgia Auto Pawn and then wait for your approval. Applicants get answers back in as little as 30 minutes. And if they qualify, a friendly agent will come to them.

Step Two: Meet The Agent To Go Over Details.

Your agent will show up based on the time and location you decide. They'll look at your vehicle and review your documents to ensure your eligibility. Then, they'll answer any questions you might have. Here's what they'll be looking for:

• Your government-issued driver's license or photo ID
• The hard copy of your lien-free car title
• Your vehicle for a quick inspection

Be prepared with your banking information as well because then you'll get your money even faster.

Step Three: Sign Your Finalizing Documents For Fast Cash.

When you're clear about the terms, sign your contract. Your money should hit the bank within 24 hours, depending on the date and time of your agreement. For more information, talk to the representative before they leave.

Get Georgia Title Pawns Today

Don't struggle in vain. Use a credit-friendly funding option instead, and keep your assets for more important things in the meantime.

Needing a Georgia title pawn is a problem that many of us can run into. Don’t drown under the pressure. Let Georgia Auto Pawn Inc. help you today!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.